Pre-Funding QC Specialist

The Pre-Funding Quality Control Specialist will analyze mortgage loans for compliance with investor, agency, and regulatory requirements prior to closing of the loan file.

At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM!

DUTIES & RESPONSIBILITIES

• Perform a pre-funding loan analysis to ensure process conducted in origination meets UHM, Agency, and regulatory requirements.
• Complete the loan audit in a professional manner, using correct grammar and ensuring that wording for all findings are clear and easy to understand.
• Communicates with operation and sales partners concerning findings/resolution of findings.
• Perform special audits in accordance with procedures, when applicable.
• Remain current with regulation changes from government/state agencies, as well as policy changes from Agencies and Investors and company Policies and Procedures (Conventional, FHA, VA and USDA).
• Maintain knowledge of all underwriting guidelines.
• Working knowledge of Word and Excel.
• Meet daily file production expectations set for the department.
• Perform other duties as required or assigned.

EDUCATION & EXPERIENCE

• 2 years minimum mortgage-related quality control or equivalent operations experience
• Must be proficient in appraisal requirements
• Proven Working Knowledge of Mortgage Loan Fraud Detection and Prevention Policies and Procedures
• Ability to manage a pipeline of mortgage loan files
• Demonstrate consistent attention to detail
• Strong verbal & written communication skills
• Proficiency with Microsoft Office applications, specifically Word & Excel & other PC applications
• Experience with Encompass is desirable

SKILLS REQUIRED

• Knowledge of investor and agency guidelines along with lender overlays
• Excellent communication skills
• High attention to detail
• Global knowledge of the entire loan flow process
• Familiar with mortgage documents and processes from start to finish
• Proficient interpersonal and communicative skills
• Personal organization
• Adaptability and flexibility
• Ability to multi-task and meet strict deadlines
• Fosters teamwork
• Comfortable using financial/quantitative data

This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.