Post Closer

HomeXpress – Your Leading Non-QM Mortgage Lender.

Join our growing team and be part of the Top Non-QM Lender in the Business.

We are known for closing mortgage loans with speed, ease, and convenience.

Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, & FHLMC.

If you have a service first mentality and thrive in a fast-paced environment, HomeXpress is the place for you.

Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel!

Job Title:           Post Closing Specialist

Department:      Credit

Reports To:         Post Closing Manager

FLSA Status:        Non-Exempt

PRIMARY FUNCTIONS: The Post Closing Specialist reviews closed loan files to determine if the loan meets company and investor guidelines prior to shipping the file to an investor.
 

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Works with various parties (internal and external) to obtain needed documentation to cure/resolve all items that affect the insurability/salability of the loan in a timely manner
• Shipping and delivery of loans to investors including third parties, FNMA, FHLMC
• Insuring of FHA, VA and PMI loan products
• Responsible for making sure file are in purchasable condition and shipped prior to the lock expiration date
• Create and maintain a pipeline report to ensure all loans shipped are either condition or purchased in a timely manner
• Monitor daily condition reports from the investor for updates on suspended loans or new conditions as received
• Meet monthly purchased loan goals as determined by management

DESIRED PERSONAL CHARACTERISTICS:

• Detail oriented and committed to the highest quality
• Self-Starter with a positive Can-Do attitude
• Works well under pressure and relishes the responsibility that comes with the job
• Problem solving and analysis
• Communication proficiency
• An open-minded individual that embraces change and innovation

JOB REQUIREMENTS:

• Strong analytical and Critical Thinking skills
• Ability to work independently and under pressure in a fast-paced and dynamic environment handling multiple competing tasks simultaneously to closure.
• Effective communicative skills – both written and oral
• Effective time-management skills
• Effective management skills
• Basic understanding of SQL database
• Strong Knowledge in working with all Microsoft Office tools
• Working knowledge of Non-QM, Government, and Agency Guidelines

EDUCATION:

• High school diploma or equivalent required. Bachelor’s degree in business, finance, or related field is a plus

EXPERIENCE:

• 3-5 years of experience with recent post close experience

PHYSICAL REQUIREMENTS:

• This position is in an office setting with computer and general office equipment. The position requires the ability to move freely around within the department and other department locations

All your information will be kept confidential according to EEO guidelines.