Hiring In: Huntsville, AL or Decatur, AL
United Community is seeking a highly skilled Portfolio Manager. The Portfolio Manager is responsible for managing larger commercial credits, ensuring the portfolio meets soundness, profitability, and growth objectives. They provide credit and sales support to Commercial Lending, analyze complex financial statements, and prepare credit analysis packages. Additionally, they serve as a secondary contact on client relationships, identify cross-sell opportunities, and assist in the loan process. The Portfolio Manager plays a crucial role in maintaining operational excellence and supporting the overall growth of the portfolio.
What You’ll Do- Manage larger commercial credits to ensure portfolio soundness, profitability, and growth.
- Provide credit and sales support to Commercial Lending.
- Analyze complex financial statements and prepare credit analysis packages.
- Serve as a secondary contact on client relationships.
- Identify cross-sell opportunities with new and existing clients.
- Assist in the loan process, including underwriting and closing.
- Prepare commitment letters and review loan documents.
- Assist lenders in their prospecting efforts.
- Bachelor’s Degree in finance or accounting preferred.
- 5+ years of experience in commercial lending.
- Proficient knowledge of credit policy, banking regulations, and loan documentation.
- Ability to analyze complex financial statements and tax returns.
- Strong interpersonal and communication skills.
- Excellent organizational and time management skills.
- Ability to work effectively within the company's credit culture.
- Proficiency with in-house financial reporting applications, including Navigator.
- Good mathematical, reading comprehension, and writing skills
- Must be able to pass a criminal background & credit check
- This is a full-time, non-remote position
FLSA Status
- Exempt
Ready to take your career to the next level? Apply now and become a vital part of our team!
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Pay RangeUSD $0.00 - USD $0.00 /Yr.
Skills Required
- Bachelor's degree in finance or accounting
- 5+ years of experience in commercial lending
- Knowledge of credit policy, banking regulations, and loan documentation
- Ability to analyze complex financial statements and tax returns
- Strong interpersonal and communication skills
- Excellent organizational and time management skills
- Ability to work effectively within the company's credit culture
- Proficiency with in-house financial reporting applications, including Navigator
- Good mathematical, reading comprehension, and writing skills
- Ability to pass a criminal background and credit check
United Community Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about United Community Bank and has not been reviewed or approved by United Community Bank.
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Leave & Time Off Breadth — PTO and parental leave are presented as robust, covering vacation, sick and personal time plus federal holidays. Time-away policies are highlighted as strengths relative to base pay.
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Healthcare Strength — The package includes multiple medical plan options, company-paid short- and long-term disability, and company-paid life insurance at a high multiple of salary. These protections are positioned as core strengths of the total rewards offering.
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Retirement Support — A 401(k) with employer match and HSA with employer contributions are part of the offering. These components indicate meaningful support for long-term financial security.
United Community Bank Insights
What We Do
Since 1950, United Community has been driven to provide best-in-class service as we work to improve the financial well-being of the people and communities we serve. As a top 100 U.S. financial institution, we offer comprehensive banking, wealth management, and mortgage services, serving clients across the Southeast with more than 200 locations throughout Alabama, Georgia, North Carolina, South Carolina, Tennessee, and Florida. Our commitment to service has earned us numerous accolades, including ten J.D. Power awards for #1 in customer satisfaction in the Southeast, and consistent recognition from Forbes, including multiple appearances on their lists of World's Best Banks and America's Best Banks. We were also recognized by Newsweek as one of America's Most Trusted Companies and are a multi-year recipient of American Banker's "Best Banks to Work For" award. We are an Equal Housing Lender and Member FDIC. For a better banking experience, visit your local United Community branch today. For more information about our products and services, please visit ucbi.com.
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