Portfolio Manager

This is a remote position.

Key Responsibilities

Portfolio Monitoring & Risk Management

• Manage an active portfolio of loans across multiple sectors (e.g., education, affordable housing, healthcare, intermediary lending, community facilities).
  
• Monitor loan performance, covenant compliance, and repayment activity.
  
• Conduct ongoing periodic borrower financial analysis (annual and interim, as needed), risk assessments, and portfolio reviews.
  
• Identify early warning indicators of credit risk and recommend corrective actions, including borrower engagement strategies and risk mitigation steps.
  
• Prepare credit memos and recommendations for loan modifications, extensions, waivers, renewals, and restructures
  
• Prepare periodic portfolio reports for senior leadership, investors, and board committees, including risk trends, covenant compliance, delinquencies, and concentrations.
  
• Support delinquency management and workout strategies, including borrower engagement, repayment plans, and escalation recommendations.
  
• Ensure compliance with internal lending policies, loan documentation requirements and applicable CDFI Fund reporting expectations.
  
• Support the development and implementation of a comprehensive credit administration framework, including credit policies, processes, and procedural documentation.
  
• Partner with Finance on portfolio analytics, cashflow forecasting, and reserve/ACL support (as applicable).
  
• Ensure compliance with federal, state, and CDFI Fund requirements, as well as internal lending policies.
  
• Train and mentor junior analysts in financial spreading, covenant compliance, and underwriting best practices.
  

 Loan Servicing & Relationship Management

• Collaborate with Investment Professionals to ensure smooth handoffs from origination to asset management and servicing.
  
• Provide team-oriented support to Investment Professionals, specifically in the areas of core underwriting and portfolio management.
  
• Provide and validate any credit or portfolio information required by funding sources, auditors, or examiners (either directly or by delegation).
  
• Collaborate with Loan Administration to resolve servicing issues and maintain accurate records.
  

Qualifications

Required

• Bachelor’s degree in finance, business, economics, public policy, community development, or related field.
  
• Minimum 5 years of experience in real estate lending, portfolio management, credit analysis, community development, or related financial services sector.
  
• Strong financial and analytical skills, including experience reviewing financial statements, credit underwriting reports, and assessing credit risk.
  
• Knowledge of loan documentation, servicing systems, and risk management practices.
  
• Understanding of community development finance, CDFI business models, and mission‑driven lending.
  
• Excellent written and verbal communication skills and the ability to manage borrower relationships with empathy and professionalism.
  
• Strong organizational skills and high attention to detail.
  

Preferred

• Experience with real estate, charter school, affordable housing, healthcare, small business, intermediary and nonprofit lending.
  
• Experience in construction oversight and monitoring.
  
• Knowledge of federal community development programs (e.g., Low Income Housing Tax Credits (LIHTC), CDFI Fund, SBA, New Market Tax Credit (NMTC), HOME/CDBG).
  
• Familiarity with loan management systems (e.g. Fiscal, Portfol).
  
• Previous loan approval authority.
  
• Ability to balance credit discipline with mission-driven flexibility
  

Personal Attributes

• Mission-driven with a deep commitment to economic equity and community empowerment.
  
• Proficiency in loan management systems, spreadsheets, and financial software
  
• Cultural competence and commitment to equity and community development
  
• Team player with humility, curiosity, and strong ethical standards.