About Figure
Figure is maximizing the value of homeownership in ways that benefit consumers and the industry alike. We’re helping homeowners tap their liquidity easily, efficiently, and reasonably for purpose-driven, significant expenditures - everything from dream home renovations and debt consolidation to small business formation.
Since our founding in 2018, we’ve become the country’s #1 non-bank HELOC lender and are publicly traded on Nasdaq (ticker: FIGR). We use AI and other cutting edge technology to lower costs and increase speed - and create delightful experiences for both our customers and employees.
Our mission requires us to have a creative, team-oriented, and supportive environment where everyone can do their absolute best. We are motivated, innovative, collaborative, and curious. We value individuals who bring a problem-solving mindset to every task. Every day at Figure is a journey in continuous learning combined with a focus on getting work done that makes a difference. Join us!
Forbes Most Innovative Fintech Startups, 2025
Fast Company Most Innovative Companies in Finance & Personal Finance
About the Role
- Servicing liaison for the upcoming sub-servicer transactions (data validation, data reconciliation & data mapping)
- Monthly call preparation for performance reviews and oversight decks (8-12 decks)
- Assist with process improvement implementation and daily tracking
- Assist with the creation of investor reporting for investors and participants
- Assist with Audit research and reporting deliverables
What You’ll Do
- Assist with the creation of internal policies and procedures for the investor and sub-servicer review process.
- Assist with the servicing, oversight, technology implementation, and integration.
- Assist with implementing key performance indicators (KPIs) and regularly monitor the effectiveness of default strategies, making data-driven adjustments as necessary. Analyze default trends, customer behavior, and economic factors to develop effective default management strategies.
- Prepare comprehensive reports and presentations on portfolio performance and present findings to support informed decision-making.
- Assist with research on market conditions, industry trends, and regulatory requirements relevant to our lending portfolio. Stay updated on industry best practices and emerging trends in the industry.
- Assist with the creation and documentation of new processes and expanded procedures within the portfolio management team.
- Assist with the implementation and integration of new technology solutions within the team.
- Assist with the design of monitoring systems to detect and mitigate potential risk behaviors.
- Collaborate with colleagues across different departments, including but not limited to lending, underwriting, loan administration, and credit to ensure compliance with internal policies and external regulations.
What We Look For
- 5+ years of experience in portfolio analysis, financial analysis, or a related analytical role in consumer finance, mortgage, or HELOC is required
- Strong proficiency in data analysis tools (Tableau) and software (e.g., Excel, SQL, or similar)
- Working knowledge of bankruptcy terminology and requirements
- Advanced expertise in title theory, standing, and lien enforceability
- Good understanding of determining recoverability based on several loan attributes and external factors
- Exceptional analytical and problem-solving skills with a keen eye for detail
- Experience in analyzing complex problems and translating them into an analytical approach
- Strong communication and writing skills
- Strong leadership, stakeholder management, communication, partnership, and teamwork skills
- Experience with Loan Management Systems preferred
- Bachelor’s degree (Finance, Economics, Statistics, Business Administration, Accounting preferred) or equivalent preferred
Salary
- Compensation Range: $97,000 - $122,000
- 25 % annual bonus target, paid quarterly
- Equity RSU package
- This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs
Benefits
- Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
- Company HSA, FSA, Dependent Care, 401k, and commuter benefits
- Employer-funded life and disability insurance coverage
- 11 Observed Holidays & PTO plan
- Up to 12 weeks paid family leave
- Continuing education reimbursement
Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice.
Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.
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Top Skills
What We Do
Figure has applied blockchain technology across a series of real-world applications that are delivering real and immediate value to everyday consumers across sectors, including loan origination, private company cap table and fund management, security markets and payments. Figure has and continues to develop innovative products and services that seek to bypass traditional incumbents within the financial services industry.
Simply put, Figure is delivering on the promise of blockchain technology. Over $15B in transactions have been conducted on the Provenance Blockchain, a layer 1 designed for financial services, built and deployed by Figure.
As one of the first lenders to fully use blockchain technology, Figure is driving adoption across the lending ecosystem and providing stakeholders the benefit of an immutable record of asset ownership on the Provenance Blockchain. Figure’s HELOC product has enabled over 85,000 households across 45 states to unlock a combined $6 billion in equity from their homes. These lines of credit give people the opportunity to fund home improvement projects, secondary education, and more.
Figure is a regulatory powerhouse, boasting over 200 lending, servicing and money transmission licenses, SEC approval as an Alternative Trading System, and FINRA approved broker-dealer status. While some fintech companies aim to compete with traditional banks, Figure has stuck to expanding use cases for blockchain in finance and creating tech-enabled solutions for deep financial change in the markets. The company's iterative approach to product development has helped it to meet the evolving needs of its customers.
Why Work With Us
Figure creates tech-enabled, cutting-edge solutions for deep financial change, meeting the evolving needs of its customers. As the only firm leveraging blockchain technology to create real-world applications and immediate value to everyday consumers, Figure is effectively bridging the gap between the digital asset and traditional finance spaces.
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