It's fun to work in a company where people truly BELIEVE in what they're doing!
Job Description
Manage NPL (non-performing loan) rate to align with directions and comply with regulations, propose loosening and tightening in order to manage NPL
Conduct quantitative and qualitative analysis either plan or ad hoc one, alone or with data team, to answer credit risk issues.
Regularly monitor and forecast key indicators of credit risk and portfolio management, and quick to alert any adverse in credit performance.
Actively involved with ongoing projects
Contribute in achieving business growth target sustainably, focusing on long-term sustainability of the business
Ensure changes in transaction control is working as expected. Work together with product/fraud team for transaction control changes
Actively involved with money supply related development
Regularly update reporting (weekly, monthly)
Support monthly SLIK reporting
Requirements
min 3 years work experience related to credit risk, portfolio management and/or credit policy.
Have good quantitative skills in order to assess data and be able to see and analyze trends.
Experienced in creating senior-level presentation materials and complex, yet clear reports.
Have analytical skills (moderate to advanced level using SQL), especially in forecast analysis, risk performance
Understanding risk scoring and credit risk
Have general knowledge on product development (e.g such as underwriting system, product settings)
Have skills in project management (to handle projects/initiatives)
Having Python skills would be considered a plus.
Fluent in both Bahasa Indonesia and English
If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!
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What We Do
We don’t innovate for the sake of innovation, we utilize technology to simplify people’s lives so they can enjoy their lives better. That belief is what brought Traveloka to be the leading travel platform in Southeast Asia. Traveloka serves 20+ products that include comprehensive travel services. From transportations to accommodations, discovering nearby attractions, and insurance products to financial services, including the groundbreaking ‘Buy Now Pay Later’. With 100+ millions downloads in six countries across the SEA region, we aim to keep exploring for better innovations — all to fulfill our users’ travel aspirations so they can enjoy their lives, their way.
