About the role
This is an Individual Contributor Role and as a Portfolio Analytics Executive, you will leverage the data to identify key credit risk indicators and potential risk factors within the loan authorization process and provide actionable insight to the middle management team to mitigate the potential risk that may arise. The day-to-day task of the Risk analyst can include the following (but not limited to):
- Understand and execute the existing loan authorization process and overall portfolio risk management frameworks put in place
- Monitor the overall portfolio of Kredivo products w.r.t. key risk indicators like early warnings on repayment behaviour, flow rates, 90+ DPD losses, revenue and loss coverage, profitability etc.
- Create ad-hoc reports and work on analysis to aid management on risk decisions
- Work on ensuring the best practices for reporting and analytics are institutionalized in the team
- Daily review on key risk indicators and identify potential risk factors if any
About you
- Minimum 1-2 years’ experience as Risk Analyst, MIS analyst or data analyst
- Bachelor’s degree with GPA minimum 3.0 (out of 4.0)
- English conversational proficiency is a must
- Strong working knowledge of SQL and Excel is a must
- Strong Analytical skills, high comfort with numbers and ability to put attention to details as demonstrated from previous work experience / projects
- Comfortable working independently in a dynamic and fast-paced environment
- Basic programming skills in Python is preferred but not mandatory
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Top Skills
What We Do
Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the Indonesian neobank Krom.
Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others
