Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job DescriptionTo support the Personal Banking Loan Monitoring function on overseeing the quality, performance, and risk profile of the Personal Banking loan portfolio. The role focuses on early identification of credit risks, ensuring compliance with lending policies, and supporting portfolio optimization to maintain asset quality and profitability. To drive the growth of Personal Banking asset portfolio under PPB across all products through analysis and interpretation of qualitative and quantitative data. This role uses performance insights and customer feedback to inform the product strategy and direct the design of new solutions or changes to existing asset portfolio under Personal Banking across all products that will meet customer demand and maximize the profitability. This would also include working closely with Credit to optimise the risk and reward trade-off decisions.
QualificationsType of Qualification: First Degree
Field of Study: Business Administrations, Finance, Accounting, IT, Economics, Mathematics, Actuarial science Data Science and related field
Experience Required
3-4 years
Prior experience in data analysis, credit and Credit risk, related fields. Experience in Consumer Banking products and services
Experience in product development and customer-focused design and the delivery of products/solutions. Experience in process re-engineering and change management. Proven track record of management of financial objectives, both value creation and cost reduction. Proven track record in business analytics and the use of data science in understanding product and customer economics.
Additional InformationBehavioural Competencies:
- Adopting Practical Approaches
- Articulating Information
- Examining Information
- Exploring Possibilities
- Following Procedures
- Interpreting Data
- Inviting Feedback
- Managing Tasks
- Meeting Timescales
- Providing Insights
- Showing Composure
- Taking Action
Technical Competencies:
- Evaluating Risk Management Effectiveness
- Financial Acumen
- Product and Services Knowledge
- Product Related Systems (Business Banking)
- Risk Awareness
- Risk Identification
Skills Required
- First degree in Business Administration, Finance, Accounting, IT, Economics, Mathematics, Actuarial Science, Data Science or related field.
- 3-4 years of relevant experience.
- Experience in data analysis, credit and credit risk.
- Experience with consumer banking products and services.
- Experience in product development and customer-focused design and delivery of products/solutions.
- Experience in process re-engineering and change management.
- Proven track record managing financial objectives, including value creation and cost reduction.
- Proven track record in business analytics and use of data science to understand product and customer economics.
- Knowledge of product-related systems (Business Banking), risk identification, and risk management practices.
Standard Bank Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Standard Bank Group and has not been reviewed or approved by Standard Bank Group.
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Leave & Time Off Breadth — Leave options span vacation, study, parental, compassionate/family responsibility, sick/short‑term incapacity, sabbatical, recognition and optional unpaid leave, subject to country practices. This breadth provides flexibility to manage family, study, health, and rest needs.
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Healthcare Strength — Core protection includes medical cover and death/incapacity insurance, with many markets offering permanent health insurance and optional life/funeral or gap‑cover add‑ons. Wellness and counselling programs further strengthen day‑to‑day health support.
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Fair & Transparent Compensation — Formal remuneration materials emphasize equal pay for work of equal value, structured market alignment, and pay‑equity analyses alongside clawback/forfeiture provisions. This governance signals predictable, fairness‑oriented pay practices.
Standard Bank Group Insights
What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
