OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
Software Engineers at One build the products & systems that serve our customers and run our company. Besides writing, reviewing, and shipping code, engineers collaborate with others across the company, from product, design, and data to, customer support, ops, and compliance. Software Engineers at One are highly technical, communicative, and emotionally intelligent.
This role is responsible for:
Working closely with other engineers to ship code. We enjoy collaboration and partnering on hard problems.
Building and maintaining documentation. As a growing and remote organization, having the necessary docs are key to our success.
Solving complex problems that arise at scale. We deal with real-world money movement, sensitive financial data at scale, and are creating novel financial mechanics with no real precedent.
3-7 years of experience building, shipping — and growing — non-trivial products & services.
We are hiring at all levels of seniority for backend engineers.
Passion for your craft and care for the people you work with. You value quality across code, communication, and culture.
An act-like-an-owner mentality. We have a bias toward taking action.
A desire to keep growing your skills, and an ability to learn quickly. We hope you’ll be here for a while, and there’s no better investment than in our people.
The Triple H Factor: Hungry, Humble, Honest
We use the fp-ts library for functional programming with Node/TypeScript running on top of Kubernetes and AWS. We believe great engineers can learn any stack, so you do not need experience with these specific tools, but you’ll ramp up more quickly if you are familiar with functional programming concepts.
Standard Interview ProcessInitial Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].
Skills Required
- 3-7 years building, shipping, and growing non-trivial products and services
- Backend engineering experience (building and shipping server-side services)
- Collaborative communication skills and experience working cross-functionally
- Ability to write and maintain technical documentation
- Ability to solve problems arising at scale and work with sensitive financial data
- Familiarity with functional programming concepts (fp-ts)
- Experience with Node and TypeScript
- Experience with Kubernetes and AWS
- Act-like-an-owner mentality, hunger, humility, honesty, and eagerness to learn
OnePay Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about OnePay and has not been reviewed or approved by OnePay.
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Fair & Transparent Compensation — Pay is considered competitive and has shown recent improvement, aligning with market-level ranges cited for several roles. Feedback suggests overall pay is solid relative to comparable fintech employers.
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Healthcare Strength — Health benefits from Day 1 and descriptions of “Cadillac” plans indicate strong medical coverage. Feedback suggests immediate eligibility and plan quality form a robust healthcare baseline.
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Leave & Time Off Breadth — Flexible PTO/sick time and generous parental leave are highlighted as part of the core package. Feedback suggests time-off breadth supports work-life balance in a remote-first context.
OnePay Insights
What We Do
We're on a mission to help people achieve financial progress. We're seeking team members who are hungry, humble, and honest to help us build simple solutions for people to save, spend, and grow their money — all in one place. Here you’ll have the opportunity to challenge the status quo with proven leaders in fintech, banking, consumer products, and tech. One is backed by Walmart and Ribbit Capital. Learn more about us at www.one.app. Follow for the latest news and updates on employee life. One card is issued by Coastal Community Bank pursuant to licensing by Mastercard® International.



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