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At ACE Money Transfer, our mission and culture serve as the foundation of our operations and the driving force behind.
The Role
Lead backend development for remittance and FinTech platforms, focusing on secure, scalable systems, API development, and compliance with regulations.
Summary Generated by Built In
About Us:
ACE Money Transfer is a UK-based multinational company headquartered in Manchester, United Kingdom. ACE Money Transfer provides online remittance services to individuals in 29 countries across UK, Europe, Canada, and Australia enabling them to send money across borders in over 100 countries.
About the role:
We are looking for an experienced Mid-level PHP Laravel Developer to lead backend development for our Remittance and FinTech platforms. This role involves architecting secure, scalable, and high-performance systems that support global money transfers, user account management, KYC/AML compliance, and real-time transaction processing.
You will work closely with cross-functional teams including product managers, frontend developers, and QA to deliver mission-critical financial applications with a strong focus on security, data integrity, and compliance.
Key Responsibilities
Required Qualifications
ACE Money Transfer is a UK-based multinational company headquartered in Manchester, United Kingdom. ACE Money Transfer provides online remittance services to individuals in 29 countries across UK, Europe, Canada, and Australia enabling them to send money across borders in over 100 countries.
About the role:
We are looking for an experienced Mid-level PHP Laravel Developer to lead backend development for our Remittance and FinTech platforms. This role involves architecting secure, scalable, and high-performance systems that support global money transfers, user account management, KYC/AML compliance, and real-time transaction processing.
You will work closely with cross-functional teams including product managers, frontend developers, and QA to deliver mission-critical financial applications with a strong focus on security, data integrity, and compliance.
Key Responsibilities
- Lead the development of backend services and APIs using Laravel and related PHP frameworks.
- Design, build, and maintain scalable architectures for remittance processing, wallets, and transaction engines.
- Integrate with third-party APIs (payment gateways, KYC/AML services, FX providers, banking interfaces).
- Implement secure authentication systems, user access controls, and audit trails.
- Ensure application performance, scalability, and data accuracy in high-volume environments.
- Collaborate with frontend and mobile teams to deliver end-to-end functionality.
- Participate in code reviews, technical documentation, and mentoring of junior developers.
- Stay updated on financial compliance requirements, encryption protocols, and evolving FinTech trends.
Required Qualifications
- 2 to 3 years of experience in PHP development, with a strong focus on Laravel (v8+).
- Proven experience developing platforms in the Remittance or FinTech domain.
- Deep understanding of RESTful API development, OAuth2/JWT authentication, and API security.
- Strong database skills with MySQL or PostgreSQL, including performance tuning and normalization.
- Experience working with message queues, job scheduling, and event-driven architectures (e.g., Redis, Laravel Queues, RabbitMQ).
- Solid understanding of KYC, AML, transaction monitoring, and financial audit requirements.
- Familiarity with version control systems (Git) and Agile development practices.
ACE Money Transfer Profile: https://acemoneytransfer.com/company-profile
Skills Required
- 3 to 5 years of experience in PHP development with a strong focus on Laravel (v8+)
- Proven experience developing platforms in the Remittance or FinTech domain
- Deep understanding of RESTful API development, OAuth2/JWT authentication, and API security
- Strong database skills with MySQL or PostgreSQL
- Experience working with message queues, job scheduling, and event-driven architectures (e.g., Redis, Laravel Queues, RabbitMQ)
- Solid understanding of KYC, AML, transaction monitoring, and financial audit requirements
- Familiarity with version control systems (Git) and Agile development practices
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The Company
What We Do
ACE Money Transfer is a global leader in providing seamless, secure, and efficient international remittance services. Established with a mission to connect families and empower individuals, we specialize in enabling people to send money to their loved ones across the globe, quickly and reliably.
Why Work With Us
At ACE Money Transfer, we don’t just offer jobs; we provide a platform for growth, purpose, and impact. Our company stands out because of its innovative approach, global reach, and commitment to both our customers and employees.
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