Job Summary:**
As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services.
Job Responsibilities:**
* Proactively identify and engage with prospective clients to understand their financial needs and objectives.
* Conduct thorough financial needs analyses, including investment, insurance, retirement, and estate planning.
* Develop and present personalized financial plans and recommendations to clients, aligning with RHB Bank's product offerings.
* Advise clients on various financial products such as savings accounts, fixed deposits, unit trusts, insurance policies, loans, and wealth management solutions.
* Build and maintain strong, long-term relationships with clients, providing ongoing financial guidance and excellent customer service.
* Monitor and review client portfolios regularly, making adjustments as necessary to adapt to changing market conditions and client circumstances.
* Ensure compliance with all internal policies, procedures, and relevant regulatory requirements.
* Achieve individual sales targets and contribute to the overall team and branch performance.
* Stay updated on market trends, economic conditions, and new financial products and services.
Job Qualifications:**
* Bachelor's degree in Finance, Economics, Business Administration, or a related field.
* Proven experience (minimum 2-3 years) in financial services, preferably in a client-facing role within banking or wealth management.
* Possession of relevant industry certifications (e.g., FIMM, PCE, CEILI) is highly advantageous.
* Strong understanding of financial products, investment principles, and wealth management concepts.
* Excellent communication, interpersonal, and presentation skills.
* Demonstrated ability to build rapport and trust with clients.
* Results-oriented with a strong sales drive and ability to meet targets.
* High level of integrity and commitment to ethical conduct.
* Proficiency in Microsoft Office Suite.
* Fluency in written and spoken English and Bahasa Malaysia; proficiency in other local languages is a plus.
Top Skills
What We Do
We are a multinational regional financial services provider that is committed to deliver complete solutions to our clients through differentiated segment offerings and an ecosystem that supports simple, fast and seamless customer experience, underpinned by cohesive and inspired workforce and relationship built with stakeholders Headquartered and listed in Malaysia, RHB Banking Group is the longest established local bank, formed though the mergers of several banks, the oldest of which was founded in 1913. RHB Banking Group and its subsidiaries provide a full range of services ranging from retail banking, business banking, corporate and investment banking, Islamic banking, transaction banking to treasury, insurance, asset management, private equity and stockbroking services. TOGETHER WE PROGRESS Our strong heritage is the foundation of our commitment to continue serving the community. For over a 100 years, we have been helping people and businesses grow and succeed, and will continue to do so. Our experience gives us an in-depth understanding of the needs of our customers and partners, inspiring us to constantly innovate and improve to serve them better. With their unending support, we have established ourselves with a strong footprint throughout Malaysia and we are now present in 9 other countries across the ASEAN region. We hope our legacy and pursuit for excellence continues as we tirelessly cultivate and nurture the next generation through our actions and words, preparing a brighter future ahead. We thank those who believe in us and welcome everyone to join us on our exciting journey of progress. The time has come for us to move forward in unison, to realise our greater potential together. Our new brand promise "Together We Progress” honours our past, celebrates the present and welcomes the future. We invite you to join us as we work towards a better and brighter future for all.
