Job Summary:**
As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services.
Job Responsibilities:**
* Proactively engage with existing and potential clients to understand their financial needs, objectives, and risk appetite.
* Conduct thorough financial needs analysis, including investment, insurance, savings, and loan requirements.
* Develop and present tailored financial plans and recommendations to clients, covering a spectrum of RHB Bank's products such as deposits, loans, credit cards, unit trusts, insurance, and wealth management solutions.
* Educate clients on various financial products and services, ensuring they make informed decisions.
* Maintain strong relationships with clients through regular communication, reviews, and exceptional customer service.
* Achieve individual sales targets and contribute to the overall branch/team performance.
* Stay updated with market trends, financial regulations, and new product offerings.
* Ensure all sales activities comply with internal policies, procedures, and regulatory requirements.
* Collaborate with other departments within the bank to provide holistic financial solutions to clients.
* Handle client queries, resolve issues, and provide ongoing support effectively.
Job Qualifications:**
* Bachelor's degree in Finance, Business Administration, Economics, or a related field.
* Proven track record in sales, preferably within the banking or financial services industry.
* Strong understanding of financial products and services, including investments, insurance, and loans.
* Excellent communication, interpersonal, and presentation skills.
* Ability to build rapport and establish trust with clients.
* Goal-oriented with a strong drive to achieve sales targets.
* Possess relevant financial certifications (e.g., FIMM, PCE, CEILI) are highly advantageous.
* Ability to work independently and as part of a team in a fast-paced environment.
* High level of integrity and professionalism.
* Proficiency in Microsoft Office Suite.
* Fresh graduates with a strong passion for finance and sales are encouraged to apply.
Skills Required
- Bachelor's degree in Finance, Business Administration, Economics, or a related field
- Proven track record in sales, preferably within the banking or financial services industry
- Strong understanding of financial products and services
- Excellent communication, interpersonal, and presentation skills
- Ability to build rapport and trust with clients
- Goal-oriented with a strong drive to achieve sales targets
- Possess relevant financial certifications are highly advantageous
- Ability to work independently and as part of a team in a fast-paced environment
- High level of integrity and professionalism
What We Do
We are a multinational regional financial services provider that is committed to deliver complete solutions to our clients through differentiated segment offerings and an ecosystem that supports simple, fast and seamless customer experience, underpinned by cohesive and inspired workforce and relationship built with stakeholders Headquartered and listed in Malaysia, RHB Banking Group is the longest established local bank, formed though the mergers of several banks, the oldest of which was founded in 1913. RHB Banking Group and its subsidiaries provide a full range of services ranging from retail banking, business banking, corporate and investment banking, Islamic banking, transaction banking to treasury, insurance, asset management, private equity and stockbroking services. TOGETHER WE PROGRESS Our strong heritage is the foundation of our commitment to continue serving the community. For over a 100 years, we have been helping people and businesses grow and succeed, and will continue to do so. Our experience gives us an in-depth understanding of the needs of our customers and partners, inspiring us to constantly innovate and improve to serve them better. With their unending support, we have established ourselves with a strong footprint throughout Malaysia and we are now present in 9 other countries across the ASEAN region. We hope our legacy and pursuit for excellence continues as we tirelessly cultivate and nurture the next generation through our actions and words, preparing a brighter future ahead. We thank those who believe in us and welcome everyone to join us on our exciting journey of progress. The time has come for us to move forward in unison, to realise our greater potential together. Our new brand promise "Together We Progress” honours our past, celebrates the present and welcomes the future. We invite you to join us as we work towards a better and brighter future for all.
