Payroll Commission Specialist

Posted Yesterday
Be an Early Applicant
Cleveland, OH, USA
In-Office
Junior
Financial Services
The Role
Processes and validates employee commission and override payments using loan data and compensation agreements. Reviews tiered, retroactive, shared, adjusted, and corrected payouts; ensures compliance with Reg Z and internal policies; investigates employee inquiries; maintains audit documentation; prepares reports; and coordinates discrepancy resolution with Legal, Operations, Compliance, and HR.
Summary Generated by Built In

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.

A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

Position Overview:

The Payroll Commission Specialist is responsible for the accurate calculation, validation, and processing of commission and override payments for originating employees. This role serves as a key point of contact for commission-related employee inquiries and ensures payments are administered in accordance with executed compensation agreements, regulatory requirements, payroll calendars, and loan data.

 

Job Responsibilities:

  • Supports end-to-end commission and override processing within Payroll, ensuring accuracy and timeliness of all payouts.
  • Calculate and/or validate commission payments using loan data from the Loan Origination System (LOS) and applicable compensation agreements.
  • Ensure compliance with loan officer compensation regulations, including Reg Z, and internal compensation policies.
  • Serve as a primary point of contact for employee commission inquiries; investigate, explain, and resolve questions in a clear, professional, and timely manner.
  • Review and audit commission calculations, including tiered, retroactive, non-retroactive, shared, and adjusted payouts.
  • Identify discrepancies related to loan data, compensation plans, or employee setup and coordinate resolution with Legal, Operations, Compliance, or HR as needed.
  • Process commission adjustments, corrections, draw activity, and recaptures in accordance with policy.
  • Maintain accurate documentation and audit trails supporting commission calculations and employee communications.
  • Prepare commission-related reports and support internal or external audits.
  • Perform other duties as assigned.

 

Qualifications and Skills:

  • Associate’s degree or equivalent education and experience.
  • 2+ years of payroll, commission processing, or mortgage operations experience, preferred.
  • Hands-on experience with Workday Payroll, Encompass or nCino Incentive Compensation, preferred.
  • FPC or CPP Designation, preferred.
  • Excellent analytical and problem-solving skills with high attention to detail.
  • Skill in prioritizing tasks, effective multitasking, and working efficiently under pressure with frequent interruptions.
  • Demonstrated skill in working effectively in a high-volume environment with frequently changing priorities while maintaining flexibility, adaptability, and accuracy.
  • Excellent written and verbal communication skills.
  • Proficiency in Microsoft Excel (pivot tables, VLOOKUPs, etc.).

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.


CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
 

CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com

California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
 

CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
 

CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.

Skills Required

  • Associate's degree or equivalent education and experience
  • 2+ years of payroll, commission processing, or mortgage operations experience
  • Hands-on experience with Workday Payroll, Encompass, or nCino Incentive Compensation
  • FPC or CPP designation
  • Excellent analytical and problem-solving skills with strong attention to detail
  • Ability to prioritize tasks, multitask, and work efficiently under pressure
  • Ability to work accurately in a high-volume environment with changing priorities
  • Excellent written and verbal communication skills
  • Proficiency in Microsoft Excel, including pivot tables and VLOOKUPs

CrossCountry Mortgage, LLC. Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about CrossCountry Mortgage, LLC. and has not been reviewed or approved by CrossCountry Mortgage, LLC..

  • Strong & Reliable Incentives — High-performing production roles are often seen as having very strong earning potential, with commission and bonus plans praised and pay aligning to high-volume pipelines. Feedback suggests these incentives can be especially lucrative in supportive branches and healthy markets.
  • Healthcare Strength — The benefits package includes medical, dental, and vision coverage with multiple plan tiers, plus company-paid life and short- and long-term disability insurance. Feedback suggests HSA support and broad insurance choices contribute to a solid core offering.
  • Flexible Benefits — Multiple medical plan options, HSA and FSA accounts, and optional coverages (critical illness, accident, hospital indemnity, supplemental life) allow employees to tailor coverage. Regional medical options in some locations further indicate flexibility.

CrossCountry Mortgage, LLC. Insights

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The Company
HQ: Cleveland, OH
5,049 Employees
Year Founded: 2003

What We Do

Community is everything At CCM, our vision is to become the most referred mortgage lender in every community we serve – and make a difference in the neighborhoods where you work and live. More than a team With such lofty ambitions, we know the importance of the individuals who call CCM home. When you work with us, you’re joining more than 7,000 doers, innovators, and mortgage makers. We’re dedicated to getting it done We tirelessly advocate for our clients and communities. By making every mortgage feel like a win, we can help our clients truly feel at home. Be the difference maker We’re proud of our philanthropic efforts and partnerships, and you’ll see them at the forefront of our work. Programs like CCM Cares show our dedication to making a difference by directly impacting the people and places in our communities. Connected by culture, proven by performance We’re endlessly motivated, not only by our mission, but by the people around us and values we share. From branch-sponsored community events to our annual Sales Rally, we like celebrating wins of all sizes. NMLS3029 Equal Housing Opportunity

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