Payments Pricing Analyst

About NCR VOYIX

Job Summary

The payments processing pricing analyst is responsible for developing, analyzing, and maintaining pricing strategies for payment processing products and services. This role partners with Sales, Finance, Product Management, and Operations to create competitive pricing models that maximize profitability while meeting customer needs. The analyst evaluates transaction costs, interchange, network fees, and operational expenses to ensure pricing accuracy and profitability are maintained.

Key Responsibilities

• Analyze merchant payment processing costs including interchange, card network assessments, and processor fees.
• Develop pricing proposals for new and existing clients based on profitability targets and competitive market conditions.
• Evaluate pricing requests from Sales to ensure alignment with company pricing guidelines.
• Perform profitability and margin analysis on merchant portfolios and recommend pricing adjustments when appropriate.
• Monitor pricing performance and identify trends, risks, and opportunities for revenue optimization.
• Collaborate with Product Management and Finance to develop pricing strategies for new payment products and services.
• Support contract renewals by reviewing existing pricing structures and recommending modifications.
• Maintain pricing documentation, approval workflows, and audit trails.
• Prepare regular reporting on pricing performance, margins, win/loss analysis, and competitive positioning.
• Stay current on payment industry trends, interchange updates, card network rules, and regulatory changes affecting pricing.
• Assist in automating pricing tools and improving pricing processes through data analysis and system enhancements.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business, Economics, Data Analytics, or a related field.
• 2-5 years of experience in payments, merchant acquiring, financial services, or pricing analysis.
• Strong understanding of credit card processing, ACH, interchange, card brand assessments, and payment network ecosystem.
• Advanced Microsoft Excel skills, including pivot tables, Power Query, and complex formulas.
• Experience with SQL, Power BI, Tableau, or similar analytical tools is preferred.
• Strong analytical, quantitative, and problem-solving skills.
• Excellent written and verbal communication skills.
• Ability to manage multiple priorities in a fast-paced environment.
• High attention to detail and commitment to data accuracy.

Preferred Skills

• Experience with merchant acquiring platforms or payment processors.
• Knowledge of Visa, Mastercard, Discover, and American Express pricing structures.
• Understanding of payment gateway, POS, and integrated payment solutions.
• Familiarity with financial modeling and pricing optimization techniques.

Core Competencies

• Financial Analysis
• Pricing Strategy
• Profitability Analysis
• Data Analysis
• Cross-functional Collaboration
• Process Improvement
• Attention to Detail
• Customer-Focused Decision Making
• Regulatory Awareness
• Strategic Thinking

Offers of employment are conditional upon passage of screening criteria applicable to the job

EEO Statement

Integrated into our shared values is NCR Voyix’s commitment to equal employment opportunity.  All qualified applicants will receive consideration for employment without regard to sex, age, race, color, creed, religion, national origin, disability, sexual orientation, gender identity, veteran status, military service, genetic information, or any other characteristic or conduct protected by law.  NCR Voyix is committed to being a globally inclusive company where all people are treated fairly, recognized for their individuality, promoted based on performance and encouraged to strive to reach their full potential.  We believe in understanding and respecting differences among all people.  Every individual at NCR Voyix has an ongoing responsibility to respect and support a globally diverse environment.

Statement to Third Party Agencies
To ALL recruitment agencies: NCR Voyix only accepts resumes from agencies on the preferred supplier list. Please do not forward resumes to our applicant tracking system, NCR Voyix employees, or any NCR Voyix facility. NCR Voyix is not responsible for any fees or charges associated with unsolicited resumes

“When applying for a job, please make sure to only open emails that you will receive during your application process that come from a @ncrvoyix.com email domain.”