Payments Operations Manager

Posted 5 Days Ago
Be an Early Applicant
Dallas, TX, USA
In-Office
Senior level
Fintech • Payments • Financial Services
The Role
Lead and grow a payments operations team overseeing ACH, wires, cards, RTP, FedNow and emerging rails. Ensure timely processing, settlement, reconciliation, controls, compliance (NACHA, Reg E, AML/KYC). Drive operational improvements, product implementations, reporting, budgeting, and cross-functional partnerships to support payment modernization and reduce risk and friction.
Summary Generated by Built In

Join TBK Bank!

At TBK Bank, a subsidiary of Triumph, we're a team of passionate, driven, collaborative, solutions-minded people who want to make a difference in the lives of our customers and communities. Our mission is to do well and to do good at the same time. We accomplish this by working together, because at the end of the day, TBK means striving for excellence, while delivering with humility. We thrive on providing exceptional customer service, and we look for friendly professionals dedicated to helping customers achieve their financial goals.

ESSENTIAL DUTIES & RESPONSIBILITIES

  • Lead, develop, and manage a team of payment operations professionals
  • Establish performance goals, KPIs, and accountability standards
  • Conduct hiring, onboarding, coaching, and performance management
  • Ensure staffing coverage for critical processing windows
  • Foster a culture of operational excellence, accountability, and continuous improvement
  • Oversee daily payment operations across ACH, wires, cards, RTP, FedNow, and emerging payment rails
  • Ensure timely and accurate processing and settlement of transactions
  • Monitor performance against SLAs and KPIs
  • Act as escalation point for complex payment issues
  • Drive implementation of new payment products and enhancements
  • Establish and maintain financial controls supporting payment processing, settlement, and reconciliation activities. 
  • Ensure reconciliation processes across payment and deposit systems
  • Develop and/or maintain operational reporting and dashboards
  • Manage settlement, clearing, and funding account activities related to payment operations. 
  • Provide insights to senior leadership
  • Ensure compliance with NACHA, Reg E, AML/KYC, and payment rail standards
  • Maintain strong internal controls and operational governance
  • Support audits, regulatory examinations, and remediation activities
  • Identify and mitigate operational, financial, and fraud risks
  • Develop and execute the strategic roadmap for Payment Operations aligned with organizational goals. 
  • Identify emerging payment trends, technologies, and industry best practices. 
  • Translate business objectives into operational priorities and measurable outcomes. 
  • Partner with executive leadership on long-term operational planning and scalability. 
  • Lead annual operational planning, forecasting, and budgeting activities. 
  • Evaluate new payment capabilities including RTP, FedNow, digital wallets, and embedded payments. 
  • Develop business cases for automation and strategic investments. 
  • Lead payment modernization initiatives and operational transformation programs. 
  • Improve customer experience and reduce operational friction. 
  • Partner with Finance, Treasury, Product, Risk, and Technology teams
  • Communicate operational performance and risks to stakeholders
  • Support cross-functional initiatives
  • Other duties as assigned

EXPERIENCE & EDUCATION

  • Bachelor’s degree in finance, Accounting, Business, or related field preferred
  • ISO 20022 knowledge
  • 7–10+ years of payment or banking operations experience
  • 3–5+ years of leadership experience.
  • AAP Certification or other comparable certification preferred
  • Strong understanding of ACH, Wire, RTP/FedNow, and card payment networks. 

WORK ENVIRONMENT

The work environment characteristics described here maybe encountered while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

  • Moderate noise (i.e. business office with computers, phone, and printers, light traffic).
  • Ability to work in a confined area.
  • Ability to sit at a computer terminal for an extended period of time. Occasional stooping or kneeling may be necessary.
  • While performing the duties of this job, the employee is regularly required to stand, sit, talk, hear and use hands and fingers to operate a computer keyboard and telephone.
  • Specific vision abilities are required by this job due to computer work.
  • Light to moderate lifting is required.
  • Regular, predictable attendance is required.

We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.

Go on.  Do it.  Apply Today!

Skills Required

  • 7-10+ years payment or banking operations experience
  • 3-5+ years leadership/people management experience
  • Strong understanding of ACH, Wire, RTP/FedNow, and card payment networks
  • ISO 20022 knowledge
  • Experience with reconciliation, settlement, and funding account activities
  • Knowledge of NACHA, Reg E, AML/KYC and payment rail standards
  • Experience establishing controls, operational governance, and supporting audits/regulatory examinations
  • Ability to develop and maintain operational reporting and dashboards and monitor SLAs/KPIs
  • Bachelor's degree in Finance, Accounting, Business, or related field
  • AAP Certification or comparable certification
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The Company
HQ: Dallas, Texas
396 Employees

What We Do

A State Savings Bank headquartered in Dallas, Texas, TBK Bank is a subsidiary of Triumph Financial. (Nasdaq: TFIN). We offer commercial and consumer banking products focused on meeting client needs in Iowa, Illinois, Colorado, Kansas, and Texas. We also offer deposit products through our Dallas branch. Our lending capabilities include commercial real estate, mortgage warehouse lending and other general business lending. We also offer asset based lending and equipment financing through our Triumph brand. TBK Bank, SSB | Member FDIC https://www.tbkbank.com/joinourteam

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