Payments, Lead, Interac Debit

Payments Lead

At Interac, we design and deliver products and solutions that give Canadians control over their money so they can get more out of life. But that’s not all. Whether we’re leading real-time money movement, driving innovative commerce solutions like open payments for transit systems, or making advancements in new areas like verification and open banking, we are playing a key role in shaping the future of the digital economy in Canada.
 

Want to make a lasting impact amongst a community of creative thinkers, problem solvers, and high-performance application developers? We want to hear from you.

As Payments Lead, you will drive the technical direction and delivery of high-quality software solutions aligned with the Product’s strategic objectives and roadmap. You will provide technical support for Interac Corp. Debit products and services, including mobile payment projects, and ensure full understanding of functional, security, and design specifications.

We are seeking a seasoned leader with a strong software development background and deep expertise in payments infrastructure to oversee the Inter Member Network (IMN) network (POS, ATM and Mobile). This role combines technical leadership, product innovation, and operational excellence, ensuring our payment platforms remain secure, scalable, and future-ready

Key Responsibilities

Strategic & Technical Leadership

• Define and execute the roadmap for IMN Debit payment network and tokenization service.

• Lead modernization initiatives, API-driven architectures, and cloud-native solutions.

• Partner with engineering teams to design, build, and optimize payment services, transaction routing, and settlement systems.

• Lead the technical direction and delivery of high-quality software solutions that are aligned with the Product’s strategic objectives and roadmap.

• Lead planning, development, performance, and maintenance of software applications

• Collaborate with business stakeholders to gather requirements and deliver technical insights

• Collaborate with banks, card networks, and fintech partners to expand capabilities.

• Develop, enhance, and maintain technical specifications for payments solutions

• Review architecture and design; recommend frameworks and support deployment activities

• Coordinate release management and build deployments in test environments, working with DevOps, platform, networking, and DBA teams

• Serve as the main technical contact for application vendors

• Support client integration testing

• Recommend process improvements based on industry standards and best practices

You’re great at…

• Oversee transaction processing, clearing, and settlement across IMN and POS ecosystems.

• Ensure compliance with regulatory frameworks (PCI-DSS, PSD2, NACHA, EMV standards).

• Drive adoption of emerging payment technologies (real-time payments, tokenization, digital wallets, contactless, QR-based payments).

• EMV payments

• API software development

• Hands-on experience with ISO 8583/ISO 20022 messaging formats.

• Knowledge of switching, acquiring, issuing, and merchant services.

• Exposure to API-first payment platforms and open banking frameworks.

• Database processing and ability to write complex SQL queries will be an asset

• Cryptography knowledge will be an asset

• Experience in client end-to-end implementation

• Guide teams in building scalable microservices, APIs, and integration layers for payments.

• Champion DevOps practices, CI/CD pipelines, and secure coding standards.

Who are you?

• Bachelor’s/master’s degree in computer science, Engineering, Finance, or related field.

• 10+ years of experience in payments technology, with at least 5 years in leadership roles.

• Strong background in software development (Java, .NET, Python, or similar) and system architecture.

• Proven track record in managing large-scale payment systems (IMN, POS, card networks, ACH, real-time payments).

• Deep understanding of transaction lifecycle, authorization, clearing, settlement, and reconciliation.

• Experience with cloud platforms (AWS, Azure, GCP) and containerization (Docker, Kubernetes).

• Familiarity with security protocols, encryption, and identity management in payments.

• Proven technical expertise in large scale/enterprise Java product delivery.

• A strong analytical mindset with the ability to think critically and strategically.

• Exceptional interpersonal skills with a proven track record of fostering positive relationships with stakeholders, clients, and team members

• Eligibility to work for Interac Corp. in Canada in a full-time capacity. 

Interac requires employees to complete a background check that is completed by one of our service providers.  We use this service to complete the following checks:

• Canadian criminal record check;
• Public safety verification;
• Canadian ID cross-check;
• 5-year employment verification;
• Education verification; and
• If applicable, Credit Inquiry and Social Media Check

How we work
We know that exceptional people have great ideas and are passionate about their work.  Our culture encourages excellence and actively rewards contributions with:
Connection: You’re surrounded by talented people every day who are driven by their passion of a common goal.
Core Values:  They define us. Living them helps us be the best at what we do.
Compensation & Benefits: Pay is driven by individual and corporate performance and we provide a multitude of benefits and perks.
Education: To ensure you are the best at what you do we invest in you

Please be aware of certain individuals fraudulently using Interac Corp.’s name and logo to offer fictitious employment opportunities. Interac Corp. will never ask, solicit, nor accept any monies in exchange for employment opportunities. Any such offers of employment are fraudulent and invalid, and you are strongly advised to exercise great caution and disregard such offers and invitations.

Please note that under no circumstances shall Interac Corp. be held liable or responsible for any claims, losses, damages, expenses, or other inconveniences resulting from or in any way connected to the actions of individuals performing such fraud. Further, such fraudulent communication shall not be treated as any kind of offer or representation by Interac Corp. or its subsidiaries and affiliates.