An extraordinarily talented group of individuals work together every day to drive TNS' success, from both professional and personal perspectives. Come join the excellence!
OverviewIn this role, you will work closely with product managers, clients, and software development teams to define payment solutions, ensure compliance, and enhance our transaction processing capabilities. You will play a critical role in translating business needs into technical requirements while ensuring alignment with industry standards and best practices.You will also act as a Product Owner within the scrum team, managing the product backlog of requirements, priority and necessary clarification.Responsibilities
Payments & Industry Standards
- Act as the subject matter expert on card payments, with working experience on EMV and Card Not Present (Ecommerce) projects.
- Provide expertise in payment protocols such as ISO 8583, NEXO ISO20022, and proprietary acquirer-specific messaging formats.
- Understanding the transaction lifecycle across issuers, acquirers, processors, and merchants.
- Familiarity with alternative payment options (e.g., digital wallets, BNPL etc.)
- Familiarity with Fuel Fleet Cards & Loyalty Cards desired.
- Work closely with scheme rules (Visa, Mastercard, AMEX, etc.), ensuring compliance with schemes such as EMV and PSD2/SCA regulations, PCI.
Technical & API Integration
- Collaborate with development teams to design and document payment API specifications, ensuring seamless integration with third-party providers.
- Define functional and non-functional requirements for payment processing applications, including authentication, authorization, and settlement flows.
- Document user stories and requirements, process flows, UI and UX mockups
- Work with tokenization, encryption, and security standards (PCI-DSS, 3DS, HSM, etc.) to ensure secure transactions.
Product & Stakeholder Engagement
- Partner with product managers to shape the payments roadmap and define requirements based on business needs and market trends.
- Act as a liaison between clients, acquirers, and payment processors, understanding their needs and providing technical guidance.
- Work within an Agile/Scrum environment, contributing to sprint planning, managing backlog refinement, and user story definition.
- Take a lead role in showcasing functionality which is being developed to stakeholders, seeking early feedback
- Collaborate with other Business Analysts and colleagues, providing training and understanding of the payments industry and TNS services.
Experience/Qualifications:
- 5+ years of experience as a Business Analyst in the payments industry.
- Experience working with protocols such as ISO 8583, NEXO, EMV, and alternative payment methods.
- Experience working with acquirers, PSPs, and payment processors.
- Hands-on experience with payment APIs, RESTful web services, and JSON/XML messaging.
- Understanding of regulatory and compliance frameworks (e.g., PCI-DSS, PSD2, SCA).
- Ability to write clear BRDs, functional specifications, and API documentation.
- Manage and maintain the product backlog, working as a product owner within a scrum team.
- Strong collaboration skills with cross-functional teams in an Agile environment.
If you are passionate about technology, love personal growth and opportunity, come see what TNS is all about!
TNS is an equal opportunity employer. TNS evaluates qualified applicants without regard to race, color, religion, gender, national origin, age, sexual orientation, gender identity or expression, protected veteran status, disability/handicap status or any other legally protected characteristic.
Skills Required
- 5+ years of experience as a Business Analyst in the payments industry
- Experience with ISO 8583, NEXO, EMV, and alternative payment methods
- Experience working with acquirers, payment service providers, and payment processors
- Hands-on experience with payment APIs, RESTful web services, and JSON/XML messaging
- Understanding of PCI-DSS, PSD2, and SCA regulatory and compliance frameworks
- Ability to write business requirements documents, functional specifications, and API documentation
- Ability to manage and maintain a product backlog as a product owner within a Scrum team
- Strong collaboration skills with cross-functional teams in an Agile environment
Transaction Network Services Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Transaction Network Services and has not been reviewed or approved by Transaction Network Services.
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Leave & Time Off Breadth — Time off is considered a relative strength, with excellent PTO highlighted and increases after five years. Flexibility around taking time away from work supports a better overall balance for many roles.
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Flexible Benefits — Remote work options and flexibility are frequently highlighted alongside compensation and benefits, improving work-life fit for some teams. This flexibility helps offset more mixed views on other elements of the package.
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Healthcare Strength — Core medical, dental, and vision coverage are in place and are described as solid or subsidized in some contexts. Benefits are presented as competitive, reinforcing a stable baseline of health coverage.
Transaction Network Services Insights
What We Do
Transaction Network Services (TNS) is a leading global provider of data communications and interoperability solutions. Our global network and innovative value-added services enable transactions and the exchange of information to many of the world’s leading retailers, banks, payment processors, financial institutions and telecommunication firms. Founded in 1990 in the United States, TNS has grown steadily and now provides services to customers in over 60 countries across the Americas, Europe and the Asia Pacific region, with our reach extending to many more. TNS has designed and implemented a global data network which supports a variety of widely accepted communications protocols and is designed to be scalable and accessible by multiple methods.
