Product Manager, Payments Platform

Posted 9 Days Ago
Hiring Remotely in United States
Remote
Senior level
Information Technology • Consulting
The Role
The Product Manager will oversee the development and execution of payment gateway capabilities, focusing on compliance, technical integration, and cross-functional collaboration to enhance overall payment performance.
Summary Generated by Built In

Who We Are: Transact + CBORD have come together as industry leaders in integrated technology solutions, powering housing, access, foodservice, nutrition, eCommerce, card systems, and innovative payment, mobile credential, and commerce solutions. Our technology supports K-12 and higher education, healthcare, senior living, and business campuses, creating connected campus experiences that simplify operations and enhance lives. With a mobile-centric ecosystem and partnerships with over 1,750 institutions, we are dedicated to improving the student experience across all aspects of campus life. To learn more about our products, please visit our website located here:

We are currently searching for qualified candidates for Payments Gateway and Acquiring Product Manager position. Please see the details for the position below.

Title: Payments Gateway and Acquiring Product Manager

Location: United States (Remote)

Role Overview:

The Payments Gateway & Acquiring Product Manager is responsible for owning execution and delivery of capabilities within Transact + CBORD’s payment gateway and acquiring services. This role focuses on building, enhancing, and maintaining reliable, compliant payment flows in close partnership with Engineering, Operations, and external payment partners.

This is a hands-on product role for someone who understands how modern payment systems work, can translate complex technical and regulatory requirements into clear delivery plans, and uses data to continuously improve payment performance and operational outcomes.

Key Responsibilities:

Product Strategy & Roadmap:

• Define and execute the product strategy and roadmap for the payments for all of Transact + CBORD gateway and acquiring services.

• Prioritize features, enhancements, and product innovations based on business objectives, customer feedback, and market trends.

• Align product development with business goals and regulatory requirements.

Execution & Delivery:

• Own delivery of features and enhancements across payment workflows including authorization, settlement, reconciliation, refunds, fee handling, and error management

• Partner closely with Product Owners and Engineering to define scope, acceptance criteria, and sequencing

• Ensure solutions meet reliability, scalability, and compliance expectations

• Drive features from discovery through launch, validation, and iteration

Technical & Domain Expertise:

• Develop and maintain strong working knowledge of core payment concepts (authorization, capture, settlement, declines, retries, batching, etc.)

• Understand how internal systems and external payment partners (processors, acquirers, gateways) interact

• Clearly explain technical and payment concepts to both technical and non-technical stakeholders

• Support integration of new acquiring capabilities, payment methods, or partner services

Analytics & Decision-Making:

• Understand and analyze operational payment metrics such as authorization rates, declines, error rates, latency, and Illumination failures

• Use data to identify issues, prioritize improvements, and inform delivery decisions

• Partner with Engineering and Operations to validate root causes and measure impact of changes

Regulatory & Risk Awareness:

• Operate with working knowledge of PCI DSS, NACHA, card brand rules, and partner compliance requirements

• Identify and surface risks related to security, compliance, or operational exposure

• Partner with Risk, Compliance, and Legal teams to ensure issues are addressed early and appropriately

Cross-Functional Influence:

• Work day-to-day with Engineering, QA, and Operations to deliver payment capabilities

• Provide clear, regular updates on delivery status, risks, and outcomes to product leadership and project teams

• Tailor communication style and artifacts (written, visual, verbal) to technical and business audiences

Customer & Partner Insight:

• Engage with select customers and payment partners to gather feedback and validate needs

• Support QA and UAT activities to ensure functional correctness and operational readiness

• Participate in limited customer pilots and phased rollouts to validate changes before full release

Skills:

• Strong understanding of end-to-end payment flows, including authorization, capture, settlement, reconciliation, refunds, fee handling, and error management

• Familiarity with payment gateways, acquiring models, processors, and third-party payment partners

• Ability to translate business and regulatory requirements into clear product features and requirements

• Comfort operating in strategic discussions, connecting day-to-day delivery decisions to broader product, business, and platform goals

• Strong outcomes-driven mindset, with a focus on measurable impact (e.g., reliability, conversion, efficiency, risk reduction) rather than output alone

• Proven execution and delivery discipline in partnership with Engineering, QA, and Operations teams

• Experience tracking and interpreting operational payment metrics such as authorization rates, declines, error rates, latency, and Illumination failures

• Ability to use data to identify issues, prioritize work, and evaluate the impact of delivered solutions

• Working knowledge of PCI DSS, NACHA, card network rules, and related compliance requirements

• Ability to identify and escalate security, compliance, or operational risks early and collaborate on mitigation

• Clear, effective communicator across technical and business audiences, both verbally and in writing

• Experience collaborating cross-functionally and influencing outcomes without formal authority

• Comfort engaging directly with customers and external partners to gather feedback, validate changes, and support pilots or phased rollouts

• Bias toward practical problem-solving, operational reliability, and continuous improvement over process overhead

• Demonstrates a growth mindset by actively seeking feedback, learning from delivery outcomes, and continuously building deeper technical, domain, and decision-making expertise over time

Qualifications:

• Bachelor’s degree in business, Engineering, Computer Science, or related field.

• 5+ years of product management experience in payments, fintech, or e-commerce.

Preferred Qualifications:

• Experience with acquiring platforms such as Global, Worldpay, FISERV, etc.

• Knowledge of emerging payment technologies such as alternative payments and digital wallets.

• Technical background in software development, APIs, and system architecture.

• Experience with Higher Education a plus.

Base salary offers for this position may vary based on factors such as location, skills, and relevant experience. Some positions may include additional compensation in the form of bonus, equity, or commissions.

Transact+CBORD Campus Inc. is an equal employment opportunity employer and considers qualified applicants for employment without regard to race, gender, age, color, religion, national origin, marital status, disability, sexual orientation, protected military/veteran status, or any other protected factor.

For more information on other job opportunities and our amazing culture, check us out HERE.

Top Skills

Analytics
APIs
Nacha
Payment Systems
Pci Dss
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The Company
HQ: Phoenix, AZ
480 Employees

What We Do

Through transformative payments and credential-driven transactions and privileges, Transact partners with institutions to help them make their student and family experience mobile-centric, personal and individualized, and completely connected all across campus.

Our open enterprise-class cloud platform enables mission-critical capabilities that translate into superior student and family experiences, integration with every aspect of campus life, and richer institutional insight. Build the type of connected campus experience students and families expect with integrated tuition and fee payments, comprehensive dining and retail credential-driven transactions, configurable security and privilege management, and automated attendance and events. At each interaction across these capabilities, capture meaningful data so campus leaders can make informed decisions and take proactive action. And easily integrate with your campus systems and partners with a broad, open ecosystem, maximizing existing investments, evolving quickly, and delivering a personalized solution.

https://twitter.com/TransactCampus
https://www.facebook.com/pg/transactcampus
https://www.youtube.com/channel/UCMuLT44Wkw7MPUhmof_6hvQ

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