Payment Operations Recovery Product Specialist

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Austin, TX, USA
Hybrid
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

We are looking for a Payment Operations Recovery Product Specialist to join our team to help minimizing the impact of materialized loss on our customers and products

As a Payment Operations Recovery Product Specialist, your role will revolve around project management, with an emphasis on driving key initiatives that help prevent operational losses, improve the existing operational processes connected to loss recovery and ensure that the processes scale well, are efficient and mitigate or minimize risks.

You will take full ownership of projects, from initial scoping to final implementation. This includes assessing problem size and impact, creating rollout plans, collaborating across teams, conducting testing, and refining solutions. You will collaborate with various Wise functions (e.g. Product & Engineering, Fraud, Risk, Compliance, Customer Support, Finance etc) as you work to translate evolving Recovery team’s challenges into scalable, automated systems and processes. 

Your Mission:

Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hard-earned money with the world’s first platform to offer true multi-currency banking. 

In this role, you'll add to that mission by:

  • Taking full ownership of projects, from initial scoping to final implementation. This includes assessing problem size and impact, creating rollout plans, collaborating across teams, conducting testing, and refining solutions;

  • Identifying, prioritizing, and addressing key manual workload drivers for Payment Operations connected to Recovery domain;

  • Translating Stakeholder and Business Needs into operational processes, supporting insight with data-driven analysis; 

  • Proactively initiating and prioritizing projects based on team and customer needs. Driving innovation and improvements in processes;

  • Collaborating effectively with internal and external stakeholders to support the operationalization of product enhancements and to solve complex problems and incidents related to their area of ownership, ensuring timely and relevant communication;

  • Developing efficient operational processes that minimize manual workload, working closely with stakeholders and requiring minimal guidance;

  • Coordinating with relevant risk teams to assess, mitigate, and manage risks associated with your domain and Payment Operations;

  • Ensuring that domain level Key Performance Indicators (KPIs) are always relevant and impactful. Establishing KPIs and Service Level Agreements (SLAs) for new features and processes. Monitoring and responding to changes in SLAs and KPIs, serving as the key escalation point for significant breaches;

  • Acting as the first-level escalation point for cases and crises within the area of expertise, capable of handling incidents effectively;

Qualifications

  • You have delivered mid-sized projects working with engineers or other product or operational teams and can demonstrate clear impact on your projects. You have previous experience making improvements to a product or service.

  • You know how to use different process improvement methodologies.

  • You have a track record of achieving targets and goals, setting and monitoring success.

  • You are able to clearly articulate, simplify and scope problems, and follow through to completion. You can identify gaps in processes and show initiative to independently solve new issues.

  • You empathize with the domain challenges, you have passion towards finding the solutions and measuring them against cross team and customer impact. 

  • You are comfortable getting your own data, building dashboards using BI tools like Looker. You can work with data and customer insight to learn about problems, measure their scope and impact and develop solutions.

  • You can communicate with different levels of stakeholders, from senior leadership to agent level and know how to tailor your communication for the right audience.

  • You consider and map mission impact when scoping new projects.

  • You are comfortable providing feedback and speaking out if actions or solutions go against Wise’s principals/mission and when initiatives/projects drive unnecessary risks.

  • You actively seek stakeholder feedback and empathize with viewpoints and feedback from others.

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

What the Team is Saying

Surendra
Smrithi
Pavan
Jennifer
Lindsay
Lauren

Wise Compensation & Benefits Highlights

  • Equity Value & Accessibility Equity is granted to all employees via time‑based RSUs/stock awards, aligning staff with company performance. This broad accessibility makes ownership a core part of total rewards.
  • Leave & Time Off Breadth Policies include a global minimum of 33–36 paid days off and a paid six‑week sabbatical after four years with a cash stipend. The sabbatical is positioned as a standard milestone benefit in addition to annual leave.
  • Parental & Family Support Wise commits to a minimum of 18 weeks’ fully paid parental leave for birth or adoption across many offices. Eligibility rules and tenure may apply by location while maintaining a companywide minimum standard.

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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