TITLE: PAYMENT OPERATIONS ADMINISTRATOR
STATUS: EXEMPT
REPORT TO: MANAGER – TREASURY MANAGEMENT AND WIRE OPERATIONS
DEPARTMENT: PAYMENT OPERATIONS
JOB CODE: 11359
PAY SCALE: $70,450.00 - $73,000.00 ANNUALLY
GENERAL DESCRIPTION:
This position supports the daily operations of the Payment Operations team, including ACH and Wires, by developing and supporting processes to run the business and grow the organization. This individual will identify and implement program efficiencies, support process improvement internally and collaborate with key stakeholders to improve member experiences, support projects as a subject matter expert, and coordinate system testing and manage system outages. This position helps govern relevant internal and external communications from the department, leads internal initiatives, and facilitates enhancements drive by audit, regulatory, or other stakeholders.
TASKS, DUTIES, FUNCTIONS:
1. Act as liaison with internal and external stakeholders, including internal business partners, IT, and vendors to identify upcoming changes, potential impacts, scope requirements, develop operational plans, and successfully implement enhancements. Serves as the designated project SME as assigned.
2. Manages and reviews system access to owned business platforms, in addition to conducting role reviews as part of periodic system audits. Supports the ongoing review, enhancement, and implementation of controls. Participates in and supports service pack upgrades, new feature testing, disaster recovery testing, and production impact triage and resolution.
3. Conducts and supports risk assessments in accordance with corporate and regulatory policies as it pertains to business systems and programs. Responsible for developing compliant and user- friendly workflows that make business practices and member experiences more efficient.
4. Reviews, identifies, and implements process efficiency leveraging robotics and automation best practices to support future payments program growth. Documents, assesses, and prioritizes program opportunities. Drafts requirements for projects and new implementations.
5. Develops program procedures and documentation, serves as the training contact for the department, and facilitates role-specific training. Drafts member communications, inventories existing communications, and manages new notices and communications. Coordinates remediation efforts including both internal and external communications.
6. Supports and coordinates periodic and ad hoc reporting requests. Reviews program financials and key performance indicators, and identifies ways to cut costs, add or remove programs, and help guide platform growth to deliver on service excellence.
7. Ensure compliance with applicable state and federal laws and regulations that govern credit unions, as well as abide by and bolster internal controls for effective data management.
8. Perform any other duties or special requests as assigned.
PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASK:
1. Strong oral and written communication skills required to prepare reports and collaborate through the organization.
2. Must possess sufficient manual dexterity to skillfully operate an online computer terminal and other standard office equipment, including a typewriter, adding machine, personal computer, facsimile machine, and telephone.
ORGANIZATIONAL CONTACTS & RELATIONSHIPS:
1. INTERNAL: All levels of staff and management.
2. EXTERNAL: Vendors, other financial institutions, and other business sources.
QUALIFICATIONS:
1. EDUCATION: Requires a bachelor's degree, ideally in Business, Finance, Accounting, or another related program. Equivalent work experience with required knowledge/skills may be substituted for degree.
2. EXPERIENCE: 4+ years or more of progressive experience working in financial services. 2-3+ years or more of experience in operations and with practical experience managing financial products or services. Experience with business banking systems a plus. Knowledge of commonly used concepts, practices, and procedures within credit union operations or payments highly desired.
3. KNOWLEDGE / SKILLS:
• Strong communication skills, including the ability to make objective observations, examinations, evaluations, and recommendations. High attention to detail required.
• Strong organizational and time management skills.
• Auditing, data processing, and general business administration.
• Must be flexible, be able to multi-task effectively, and can handle rapidly changing priorities.
PHYSICAL REQUIREMENTS:
1. Prolonged sitting throughout the workday with occasional mobility required.
2. Corrected vision within the normal range.
3. Hearing within normal range. A device to enhance hearing will be provided if needed.
4. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.
LICENSES / CERTIFICATIONS:
AAP (Accredited ACH Professional) Certificate desired and preferred.
THIS JOB DESCRIPTION PROVIDES AN OVERVIEW OF THE GENERAL SCOPE AND LEVEL OF WORK EXPECTED TO BE PERFORMED, BUT IT IS NOT AN EXHAUSTIVE LIST OF ALL DUTIES OR RESPONSIBILITIES ASSOCIATED WITH THE POSITION. THE CREDIT UNION RESERVES THE RIGHT TO MODIFY, ADD, OR REMOVE DU
TIES AS NEEDED WITHOUT ADVANCE NOTICE. EMPLOYEES MAY BE REQUIRED TO PERFORM ADDITIONAL TASKS AND DUTIES AS DIRECTED BY THEIR SUPERVISOR, PROVIDED SUCH TASKS ARE WITHIN THE EMPLOYEE’S KNOWLEDGE, SKILLS, AND ABILITIES, OR CAN BE PERFORMED WITH REASONABLE TRAINING. NOTHING IN THIS JOB DESCRIPTION ALTERS THE AT-WILL EMPLOYMENT RELATIONSHIP OR LIMITS THE CREDIT UNION’S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBILITIES TO THIS POSITION AT ANY TIME.
REV. 2/11/2026
#LI-Hybrid
Skills Required
- Bachelor's degree in Business, Finance, Accounting, or a related field; equivalent experience may substitute.
- At least 4 years of progressive experience in financial services.
- At least 2–3 years of operations experience managing financial products or services.
- Strong oral and written communication skills.
- Strong organizational and time-management skills.
- Experience with auditing, data processing, and general business administration.
- Ability to multitask, adapt to changing priorities, and maintain attention to detail.
- Knowledge of credit union operations or payments.
- Experience with business banking systems.
- AAP Accredited ACH Professional certification.
Golden 1 Credit Union Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Golden 1 Credit Union and has not been reviewed or approved by Golden 1 Credit Union.
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Retirement Support — 401(k) support includes employer contributions and matching. This structure is positioned as part of a competitive total compensation package.
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Healthcare Strength — Medical, dental, and vision coverage are included as core offerings and are cited alongside other strong benefits. These offerings help underpin satisfaction with total compensation.
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Wellbeing & Lifestyle Benefits — Programs include wellness initiatives, tuition reimbursement, employee loan discounts, and entertainment/fitness/travel discounts. These perks extend value beyond base pay and insurance.
Golden 1 Credit Union Insights
What We Do
Golden 1 Credit Union is California’s leading financial cooperative and the sixth largest credit union in the U.S. With over $18 billion in assets and 1.1 million members, Golden 1 has 73 branches, 7 Home Loan Centers, 232 ATMs, 30,000 CO-OP ATMs nationwide, and Online and Mobile Banking Services providing account access 24/7. Golden 1 is member owned and offers a wide range of no-to-low fee financial products and services that offer higher yields on savings, lower rates on loans, and unmatched member service. As a full-service credit union, Golden 1 offers all the consumer financial products and latest delivery innovations you'd expect from a large financial institution. Member deposits are federally insured by the National Credit Union Administration (NCUA). Equal Housing Opportunity. Golden 1 was named a Forbes’ Best-In-State Employer in California for 2019, 2020, and 2021, and year after year, continues to be rated the best credit union in national and local publications.
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