As a Payment Lifecycle Associate I within Payments Operations, you will enhance our payment operations framework by streamlining processes, implementing new technologies, and developing operational functions, while managing payment processing across various products to ensure smooth fund transfers and reconcile purchase and sales options, futures, or securities. Leveraging your proficiency in automation, cybersecurity, and anti-fraud awareness, you will ensure the security and efficiency of our payment lifecycle. Your ability to manage stakeholders, influence decisions, and handle conflicts will drive mutually beneficial outcomes, while your strategic planning skills will guide our direction and resource allocation decisions. Additionally, your proficiency in AI/ML will be utilized to solve complex problems and enhance processes, applying your knowledge in market product and process improvement to optimize our operations.
Job responsibilities
- Implement Global Sanctions standards, guidelines, policies, and procedures consistently.
- Research transactions stopped in sanctions screening systems to determine true matches to sanctioned entities.
- Review transactions for potential sanctions issues and required dispositions.
- Determine sanctions requirements across regions through targeted research and queries.
- Form well-supported opinions by independently gathering evidence and recommending process actions when needed.
- Document dispositions with clear rationale and adequate supporting documentation.
- Drive OFAC/Sanctions initiatives and projects, including quality, control, procedure reviews, and screening implementation for new business.
- Maintain throughput and quality targets while managing competing priorities.
- Escalate issues, concerns, and emerging risks to senior management promptly and transparently.
- Partner with risk and controls stakeholders across NAMR, EMEA, and APAC to align execution and build strong working relationships.
- Lead team effectiveness by strengthening sanctions SME capability across processes, technology, case management, and products, training new hires, improving processes, performing root-cause analysis, and managing performance and development where applicable.
Required Qualifications, Skills and Capabilities:
- A minimum of 10 years experience working in the Financial Services industry with a demonstrated track-record of delivery and/or relevant experience in Compliance
- Experience with the build out and execution of a new team or procedures, ability to identify risks and issues and successfully navigate through to completion
- Possess strong computer skills: Microsoft Office Suite including Excel, Word and PowerPoint
- Payment Operations/AML/OFAC or Compliance experience mandatory
- The role holder will be required to operate flexible working hours to cover early starts and/or late finishes as demanded by the business
Bachelor’s degree in finance or any similar disciplines
Preferred Qualifications, Skills and Capabilities:
- Knowledge of SWIFT messaging and payment transactions is preferred. Demonstrate cross-line of business knowledge of banking systems and products
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Skills Required
- Minimum of 10 years experience in the Financial Services industry with experience in Compliance
- Payment Operations/AML/OFAC or Compliance experience
- Experience building out and executing a new team or procedures and navigating risks to completion
- Proficiency in automation, cybersecurity, anti-fraud awareness, and AI/ML applied to process improvements
- Strong computer skills including Microsoft Office Suite (Excel, Word, PowerPoint)
- Ability to operate flexible working hours to cover early starts and/or late finishes
- Bachelor's degree in finance or a similar discipline
- Knowledge of SWIFT messaging and payment transactions
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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