Payment Lifecycle Associate I

Posted 8 Hours Ago
Be an Early Applicant
Mumbai, Maharashtra, IND
Hybrid
Junior
Financial Services
We’re one of the world’s biggest technology-driven companies
The Role
Analyze payment lifecycle performance, exceptions, reconciliation, and operational metrics. Produce executive reporting, dashboards, scorecards, and presentations; cleanse and reconcile data; identify trends and root causes; and recommend improvements. Partner with Operations, Product, Risk, Controls, and Technology stakeholders to resolve data issues and align performance interpretation. Manage deliverables, timelines, meetings, actions, risks, and dependencies using strong project management discipline.
Summary Generated by Built In
Join a team shaping the future of digital payments and drive your professional growth. Unlock your potential and make a meaningful impact in a fast-paced and innovative environment.
As a Payment Lifecycle Associate I within Payments Operations, you will enhance our payment operations framework by streamlining processes, implementing new technologies, and developing operational functions, while managing payment processing across various products to ensure smooth fund transfers and reconcile purchase and sales options, futures, or securities. Leveraging your proficiency in automation, cybersecurity, and anti-fraud awareness, you will ensure the security and efficiency of our payment lifecycle. Your ability to manage stakeholders, influence decisions, and handle conflicts will drive mutually beneficial outcomes, while your strategic planning skills will guide our direction and resource allocation decisions. Additionally, your proficiency in AI/ML will be utilized to solve complex problems and enhance processes, applying your knowledge in market product and process improvement to optimize our operations.
Job responsibilities
  • Analyze end-to-end payments lifecycle performance (e.g., volumes, exceptions, rejects/returns, STP rates, aging/backlogs) to identify trends, root causes, and opportunities for operational improvement.
  • Produce recurring and ad hoc reporting packs, presentations for senior stakeholders, translating complex operational data into clear insights, narratives, and recommendations.
  • Build and maintain scorecards/KPIs and performance monitoring routines to measure service quality, efficiency, and risk indicators.
  • Use skills and systems to source, cleanse, reconcile, and blend data; create repeatable workflows to improve accuracy, timeliness, and consistency of reporting.
  • Develop and maintain dashboards and visualizations in standard tools to enable self-serve insights and executive-level monitoring.
  • Partner with Operations, Product, Risk/Controls, and Technology stakeholders to clarify data definitions, resolve data quality gaps, and align on performance interpretation (without driving system changes).
  • Prepare high-quality PowerPoint materials for operating reviews and leadership readouts, including concise commentary, visuals, and decision-ready takeaways.
  • Manage work deliverables with strong project management discipline, including prioritization, timelines, stakeholder alignment, meeting coordination, action tracking, and proactive risk/issue/dependency management.

Required Qualifications, Skills and Capabilities:

  • Bachelor’s degree in Business, Finance, Operations, Project Management, or related field.
  • Minimum 2 years of experience in project management, or operations 
  • Strong business acumen and understanding of payments, treasury services, and cash operations.
  • Technologically savvy
  • Excellent organizational, communication, and stakeholder management skills.
  • Proficiency in project management tools and presentation software.
  • Collaborative, energetic, and results-oriented team leader.
  • Data analysis skills: trend analysis, root-cause analysis, and ability to convert ambiguous questions into measurable metrics.
  • High proficiency in PowerPoint with strong executive storytelling (clear narrative, clean visuals, and decision-focused summaries).
  • Hands-on experience with data visualization tools to build intuitive dashboards and performance monitoring views.

Preferred Qualifications, Skills and Capabilities:

  • Project management skills for managing multiple deliverables: prioritization, timelines, meeting facilitation, and action/risk/issue tracking would be an  added advantage
  • Experience in project management or operations within financial services or payments.
About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the TeamJ.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

Skills Required

  • Bachelor's degree in Business, Finance, Operations, Project Management, or a related field
  • At least 2 years of experience in project management or operations
  • Strong business acumen and understanding of payments, treasury services, and cash operations
  • Technological proficiency
  • Excellent organizational, communication, and stakeholder management skills
  • Proficiency with project management tools and presentation software
  • Data analysis skills, including trend analysis, root-cause analysis, and defining measurable metrics
  • High proficiency in PowerPoint and executive storytelling
  • Hands-on experience with data visualization tools for dashboards and performance monitoring
  • Project management experience managing prioritization, timelines, meeting facilitation, and action, risk, and issue tracking
  • Project management or operations experience within financial services or payments

JPMorganChase Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.

  • Healthcare Strength Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
  • Parental & Family Support Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
  • Retirement Support Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.

JPMorganChase Insights

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The Company
HQ: New York, NY
289,097 Employees
Year Founded: 1799

What We Do

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.

Why Work With Us

Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.

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