Operational Lead - Merchant Acquiring

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London, Greater London, England, GBR
In-Office
Fintech • Payments • Financial Services
We’re Teya - proud to serve small, local businesses with the financial tools they need to manage, grow, and thrive.
The Role

Hello! We're Teya.

Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance.

At Teya we believe small, local businesses are the lifeblood of our communities.

We’re here because we don’t believe there’s a level playing field that gives small businesses with a fighting chance against the giants of the high street.

We’re here because we see banks and legacy service providers making things harder for them. We don’t think the best technology or the best service should be reserved for those with the biggest headquarters.

We’re here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us.

Become a part of our story.

We’re looking for exceptional talent to join our mission. We offer a chance to create impact in a high-energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits.

Your Mission

As the Merchant Acquiring Lead, you will play a pivotal role in safeguarding Teya’s acquiring operations. Merchant acquiring is the backbone of payment processing—enabling businesses to accept card payments securely and efficiently. This role requires deep expertise in managing risk across acquiring channels, ensuring compliance with regulatory standards, and optimizing fraud and AML controls without compromising customer experience.

You will lead a team responsible for monitoring transactions, detecting suspicious activity, and implementing strategies that protect both Teya and its merchants. Your leadership will help shape policies and systems that keep pace with evolving threats in the payments ecosystem.

Key Responsibilities
  • Lead and manage a team focused on fraud prevention and AML within merchant acquiring.

  • Develop and optimize transaction monitoring rules to enhance risk detection and operational efficiency.

  • Train and mentor teams, ensuring continuous skill development and adherence to best practices.

  • Collaborate with product, compliance, and operations teams to implement robust risk frameworks.

  • Stay ahead of industry trends, card scheme regulations, and emerging fraud typologies to maintain a secure acquiring environment.

Essential Skills & Experience
  • Proven experience in the merchant acquiring space, specifically in Fraud or AML roles (both preferred).

  • Strong leadership background with experience managing teams.

  • Expertise in optimizing transaction monitoring rules and risk controls.

  • Demonstrated ability to train and develop teams effectively.

Nice-to-Have Skills
  • Experience working in a fintech environment.

  • Knowledge of the issuing space (helpful but not essential).

Teya is proud to be an equal opportunity employer.

We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all.

If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

What the Team is Saying

Teya Compensation & Benefits Highlights

  • Healthcare Strength Private medical coverage (e.g., Bupa) and supportive sick pay appear as standout components in core UK and European locations. Feedback suggests access to wellbeing platforms like Gympass/Wellhub complements the healthcare offer.
  • Leave & Time Off Breadth Paid annual leave is described as generous for the market, with clear examples in the UK. Feedback suggests sick pay and time‑away policies are a strong point.
  • Wellbeing & Lifestyle Benefits Cycle‑to‑work, snacks, team activities, and similar office perks are commonly available and valued. Hybrid working and limited work‑from‑abroad options are presented as lifestyle‑friendly features.

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The Company
HQ: London
1,000 Employees
Year Founded: 2019

What We Do

At Teya, we believe small, local businesses are the heartbeat of every community. Teya was founded to help small, local businesses thrive. We exist to make business smoother, simpler, and more rewarding for the people who keep our communities alive. That means exceptional support, intuitive solutions, and
a team truly invested in our Members’ success.
 To us, they’re more than customers – they’re part of
a community built on trust and shared ambition. 
That’s why we proudly say: “Member since.” 
It’s our way of honouring every relationship and building a stronger, more connected future together.

Why Work With Us

We’re a fast-growing European fintech helping small, local businesses thrive. We value simplicity, teamwork, and impact. At Teya, you’ll join a diverse, passionate team where ideas matter, growth is encouraged, and every action helps real people and communities succeed, every single day.

Teya Offices

OnSite Workspace

We believe great ideas happen when people come together. Our hybrid approach gives you the flexibility to work from home, but we encourage spending at least three days a week in the office to collaborate, connect, and keep our culture strong.

Typical time on-site: None
HQTeya London
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