National Underwriting Executive

MSIG USA continues to grow! 

Company Overview:

MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.

Overview:

Responsible for leading the strategic direction, development, and execution of the Primary Casualty underwriting portfolio. The role ensures profitable growth, underwriting discipline, and innovation while overseeing the multinational reverse flow business and spearheading the launch of a new retail direct channel.

Responsibilities:

• Define and execute the underwriting strategy for Primary Casualty business.
• Oversee the multinational reverse flow casualty business, ensuring local compliance, and coordinated global servicing.
• Lead the launch and operational development of a retail direct underwriting channel, including digital distribution, pricing and positioning for SME and Mid-market segments.
• Drive profitable growth while maintaining a balanced risk appetite and portfolio.
• Monitor market trends and competitor activities to inform pricing, terms, and product development.
• Collaborate with global underwriting and operations teams to service reverse flow programs
• Partner with Distribution, Actuarial, Claims, and Reinsurance to enhance underwriting performance.

• Establish and enforce underwriting guidelines, authority limits, pricing models, and risk appetite frameworks.
• Lead complex underwriting decisions, especially for large or unique risks.
• Maintain portfolio discipline by analyzing loss ratios, pricing adequacy, and portfolio mix.
• Ensure adherence to regulatory requirements, internal controls, and audit standards.

• Lead, mentor, and manage a team of underwriters and underwriting managers across the region.
• Promote a culture of accountability, technical excellence, and collaboration.
• Develop talent pipeline through training, coaching, and succession planning.

• Identify gaps and opportunities in current offerings and lead new product development.
• Collaborate with actuarial and legal teams to structure innovative solutions tailored to client needs.
• Leverage analytics and emerging technologies to refine underwriting practices and pricing.

Requirements:

• Bachelor's degree in Risk Management, Business, or related field.
• Minimum 10–15 years of experience in casualty underwriting, including 5+ years in a senior leadership role.
• Strong exposure to Workers’ Compensation and multinational program structures.
• Strong knowledge of primary casualty lines, risk selection, claims trends, and regulatory environments.

Skills & Competencies:

• Proven leadership in underwriting strategy and team management.
• Strong analytical skills, actuarial understanding, and portfolio management.
• Effective communicator with excellent negotiation and stakeholder engagement skills.
• Ability to drive innovation, change, and digital transformation in underwriting.
• Familiarity with underwriting platforms, analytics tools, and pricing models.

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!  

It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.