Mortgage Production Specialist

Posted 2 Days Ago
Be an Early Applicant
Houston, TX, USA
In-Office
Junior
Fintech
The Role
Support Mortgage Loan Originators by preparing and disclosing loan documentation, coordinating with processors, underwriters, clients, and third parties, submitting automated underwriting (LP/DU), clearing conditions, and coordinating closings while ensuring regulatory compliance.
Summary Generated by Built In

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JOB FUNCTION / SUMMARY:

This position is responsible for providing support to one or more Mortgage Loan Originators in the form of preparing, disclosing, and collecting documentation for residential mortgages for processing and underwriting.  This position will also communicate and coordinate loan progress and needs with clients, partners, internal departments, and external third parties as needed.

ESSENTIAL DUTIES & RESPONSIBILITIES:

  • Assists the MLO with loan documentation preparation and provides loan disclosures to applicant.
  • Prepares new application packages and assists MLO in the distribution to customers.
  • Reviews and assesses individual needs of the customer and provides counsel on mortgage programs; discusses terms and rates with customers; locks loans/interest rates.
  • Coordinates and communicates the progress and needs among applicant, MLO, Processor, Underwriter, and external third party entities.
  • Ensures all disclosures are within Federal and State Law requirements, i.e. initial disclosure, re-disclosure and change of circumstance.
  • Follows all established policies and procedures and maintain compliance with all lending regulations.
  • Clears and submits conditions with Processor, Underwriter, and MLO.
  • Coordinates closings with customer, MLO, Processor, Underwriter, and third parties as needed.
  • Responds to mortgage related telephone inquiries and encourages mortgage business development through telephone contact.
  • Submits automated underwriting requests for LP/DU approval.
  • Performs all other duties as assigned.

SUPERVISORY RESPONSIBILITIES:

None

MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:

  • High school graduate or equivalent; Associate’s degree or higher preferred
  • At least one year of mortgage experience
  • Individual NMLS Registration required (company sponsored)
  • Ability to use discretion, tact, and diplomacy when interacting with applicants, co-workers, partners, and third party entities
  • Professional appearance and attitude
  • Attention to detail
  • Organizational and time management skills with the ability to manage multiple tasks in a fast paced environment
  • Problem-solving & analytical ability
  • Proficiency in word processing and written communication skills with the ability to proofread and edit
  • Ability to read and interpret loan documents, agency, investor, and regulatory agency requirements
  • Flexibility to assist at other locations as needed
  • Working knowledge of spreadsheet software

ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:

  • Ability to work under stress and meet deadlines
  • Ability to travel
  • Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions.  If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.

Equal Opportunity/Affirmative Action Employers.  All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Skills Required

  • High school diploma or equivalent
  • Associate's degree or higher
  • At least one year of mortgage experience
  • Individual NMLS Registration (company sponsored)
  • Ability to use discretion, tact, and diplomacy with applicants and partners
  • Professional appearance and attitude
  • Attention to detail
  • Organizational and time management skills; manage multiple tasks in a fast paced environment
  • Problem-solving and analytical ability
  • Proficiency in word processing and strong written communication, proofreading and editing skills
  • Ability to read and interpret loan documents, agency, investor, and regulatory requirements
  • Flexibility to assist at other locations as needed
  • Working knowledge of spreadsheet software
  • Ability to work under stress and meet deadlines
  • Ability to travel
  • Ability to lift/move/carry approximately 10 pounds (with accommodation if undue hardship)

Hancock Whitney Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Hancock Whitney and has not been reviewed or approved by Hancock Whitney.

  • Healthcare Strength Core coverage includes medical, dental, vision, telehealth, and FSAs, with options such as a PPO and a CDHP. The CDHP includes company HSA contributions, and multiple comments characterize medical coverage as good or worth the premium.
  • Retirement Support A 401(k) offers a company match plus an additional employer contribution, with a true-up and an ESPP available. This structure is presented as competitive for a regional bank.
  • Leave & Time Off Breadth Time away includes vacation, sick leave, volunteer time, and bonding leave for birth/adoption/foster placement. The program outlines 11 paid holidays and front-loaded sick time, with vacation accruals that increase by role/tenure.

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The Company
HQ: Gulfport, MS
3,969 Employees
Year Founded: 1899

What We Do

We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Through a steadfast commitment to our century-old core values we’ve created a company culture built around respect, diversity and teamwork that recently landed Hancock Whitney on Forbes’ list of America’s Best Midsize Employers. Our core values are lived out by the actions of our associates throughout our footprint. Commitment to service is not just something that we say on a poster. Its lived out in the actions of the women and men that seek to provide exceptional service every day in our local communities.

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