Assistant Vice President/Associate, Mortgage Pricing & Analytics
Private Bank | Home Loans | Morgan Stanley
Join a high-impact team shaping how we price, analyze, and deliver mortgage solutions for Morgan Stanley’s Wealth Management clients. As an AVP/Associate in Mortgage Pricing & Analytics, you’ll operate at the intersection of strategy, analytics, and execution - driving decisions that directly influence growth, profitability, and client experience.
What you’ll do
- Own and evolve mortgage pricing strategies across products and client segments
- Translate market trends, competitive dynamics, and portfolio performance into actionable insights
- Partner across Sales, Finance, Treasury, Risk, and Product to deliver timely, data-driven pricing decisions
- Build, enhance, and automate analytics to inform rate setting, profitability, and deal structuring
- Support ad hoc analysis and strategic initiatives in a fast-paced, dynamic environment
What sets you apart
- Ownership mindset – you take initiative and deliver end-to-end outcomes
- Curiosity – you challenge assumptions and dig into the “why” behind the data
- Relationship builder – you collaborate and influence across teams and seniority levels
- Subject matter expertise – strong grounding in mortgage products, pricing, or financial analytics
- Attention to detail – you balance precision with speed
- Resourcefulness – you navigate ambiguity and find solutions
- Versatility – you’re comfortable wearing multiple hats
Qualifications & experience
- 4+ years of experience in mortgage pricing, banking, financial services, or analytics-driven roles
- Bachelor’s degree in Finance, Economics, Business, Data Analytics, or a related field (advanced degree a plus)
- Strong understanding of mortgage products, rate sheets, and pricing dynamics preferred
- Solid grasp of P&L drivers, profitability analysis, and financial modeling
- Advanced Excel and VBA skills (modeling, scenario analysis, data manipulation)
- Experience with data visualization tools (e.g., Tableau, Power BI)
- Familiarity with SQL or other data querying tools is a plus
- Exposure to AI/automation tools (e.g., Python, Alteryx, or similar) to enhance analytics and efficiency
- Ability to work with large datasets and translate insights into business decisions
WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.
To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.
Associate - Expected base pay rates for the role will be between $70,000 and $115,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.
AVP - Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.
Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.
Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.
For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.
Skills Required
- 4+ years of experience in mortgage pricing, banking, financial services, or analytics-driven roles
- Bachelor's degree in Finance, Economics, Business, Data Analytics, or a related field
- Strong understanding of mortgage products and pricing dynamics
- Advanced Excel and VBA skills
- Experience with data visualization tools like Tableau or Power BI
- Familiarity with SQL or other data querying tools
- Exposure to AI/automation tools such as Python or Alteryx
Morgan Stanley Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Morgan Stanley and has not been reviewed or approved by Morgan Stanley.
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Parental & Family Support — Family support is extensive, with paid parental leave for all parents, adoption and fertility assistance, backup childcare, and eldercare resources. Feedback suggests these programs meaningfully enhance the overall package and help with retention.
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Healthcare Strength — Health coverage spans medical, dental, vision, mental‑health access, care navigation, and expert second opinions. Convenient primary care access and condition‑specific support reinforce the depth of healthcare coverage.
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Equity Value & Accessibility — Equity compensation and stock ownership are positioned as core motivators that encourage commitment and retention. Feedback suggests education and support are provided to help participants manage equity and related financial benefits.
Morgan Stanley Insights
What We Do
Morgan Stanley mobilizes capital to help governments, corporations, institutions and individuals around the world achieve their financial goals. For over 85 years, the firm’s reputation for using innovative thinking to solve complex problems has been well earned and rarely matched. A consistent industry leader throughout decades of dramatic change in modern finance, Morgan Stanley will continue to break new ground in advising, serving and providing new opportunities for its clients. Morgan Stanley is committed to maintaining the first-class service and high standard of excellence that have always defined the firm. At its foundation are five core values — putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back — that guide its more than 60,000 employees in 1,200 offices across 41 countries.
