The Role
Audits post-closing mortgage files for regulatory, disclosure, documentation, insurance, escrow, mortgage insurance, and product-specific compliance. Identifies and corrects errors, follows up on exceptions, tracks trailing documents, reconciles closing conditions and disclosures, and reports findings. Requires at least two years of mortgage post-closing, closing, or investor sales experience, strong attention to detail, organization, communication, and decision-making skills.
Summary Generated by Built In
AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence.
Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they’re celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers.
At AmeriSave, we're one team with one shared dream - to be the best. Let’s redefine excellence together!
What we’re looking for:
AmeriSave is currently hiring Post Closing Quality Control Analysts to join our winning team. The ideal candidate will possess a minimum of two years of mortgage post closing or closing experience, excellent organizational skills, strong attention to detail, exceptional customer service skills and a positive attitude.
This is a remote opportunity. Remote work applicants may not work from the following states: California.
What You’ll Do:
- Responsible for auditing assigned files including but not limited to:
- HMDA/HOPEA Regulations
- TRID guidelines
- QM TESTING (agency and state specific)
- All required docs present and executed by all parties
- Conditional review; Trust and POA
- Product specific audits (HELOANS, HEOCS, JUMBO).
- Review to determine escrow cushions were set up properly, the disbursement amount collected, and due dates are reflected correctly in IED
- Homeowners Insurance: proper coverage, policy includes expiration/term dates, property address, HO6 or Condo Master Policy.
- Mortgagee clause, Purchase loans ensure effective date is on or prior to our closing date, renewal policy if expires within 30 days of closing is present, proof of payment in file if due within 60 days of closing
- Check TIL/APR fees to verify tolerance
- Verify if loan requires MI, MI % factors are correct, cert information is correct.
- Make corrections and follow-up on all errors or issues found during post-closing auditing until cleared. Monitor pipeline to ensure all exceptions are cleared in a timely manner.
- Ensure all trailing/corrected documents are uploaded to the file. Track and report errors
- Reconcile closing conditions have been met
- Reconcile closing disclosure, amend if necessary
- Responsible for following minimum standards
What You’ll Need:
- Minimum 2 years of current mortgage Post Closing ,Closing or Investor Sales experience
- Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment
- Strong organizational skills and ability to multitask
- Possess excellent customer service skills
- Must be detail oriented and demonstrate excellent decision making skills
- Excellent written and verbal communication skills
- High-speed internet required for remote work, Cable or Fiber ONLY with the ability to connect via Ethernet. Minimum speeds: 70/30 Mbps (basic), 200-300/35-70 Mbps (shared), 500-1,000/100+ Mbps (heavy use).
**Please note that the compensation and benefit information that follows is a good faith estimate for this position only and is provided pursuant to applicable state and local laws on pay transparency. It is estimated based on what a successful applicant in the relevant state might be paid. **
Compensation:
The annual salary for this position is approximately $65,000 based on experience and qualifications.
Benefits:
· 401(k)
· Dental insurance
· Disability insurance
· Employee discounts
· Health insurance
· Life insurance
· Paid time off
· 12 paid holidays per year
· Paid training
· Referral program
· Vision insurance
Supplemental pay types:
· Referral bonuses
AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation’s Privacy Policy Statement (“Policy”) can be reviewed here: www.amerisave.com/privacy-policy
AmeriSave Mortgage Corporation’s California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: https://www.amerisave.com/ccpa-recruitment-disclosure/
When AmeriSave’s Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
Skills Required
- Minimum two years of current mortgage post-closing, closing, or investor sales experience
- Self-directed, motivated, results-driven, and comfortable working in a fast-paced environment
- Strong organizational skills and ability to multitask
- Excellent customer service skills
- Strong attention to detail and excellent decision-making skills
- Excellent written and verbal communication skills
- High-speed internet for remote work with Cable or Fiber connection and Ethernet capability
- Minimum internet speeds of 70/30 Mbps, with higher speeds required for shared or heavy use
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The Company
What We Do
AmeriSave.com was designed to make shopping for mortgages easy and straight forward. You can shop, apply and lock in your rate in minutes. Our goal is to make the mortgage process simple and fast, while saving you money in the process. AmeriSave offers all mortgage and refinance products, including conventional fixed rate and adjustable rate, FHA, FHA Streamline, HARP, USDA, VA and Jumbo.
