External Mortgage Officer

Build Relationships. Create Opportunities. Help Members Achieve Homeownership.

INOVA Federal Credit Union is seeking a motivated, self-driven External Mortgage Loan Officer to develop new mortgage business throughout our communities. This is an exciting opportunity for an experienced mortgage professional who enjoys networking, building relationships, and generating their own business while helping individuals and families achieve their homeownership goals.

As a Mortgage Loan Officer, you will be responsible for sourcing your own leads through community outreach, referral partnerships, networking events, and relationship-building activities. This is a newly created position at INOVA, offering the opportunity to help shape and grow our mortgage presence in the markets we serve.

What You'll Do

• Develop and maintain relationships with real estate professionals, builders, community organizations, and referral partners.
• Generate mortgage loan opportunities through networking and community involvement.
• Meet with prospective borrowers to discuss mortgage products and financing options.
• Complete mortgage loan applications and guide members through the lending process.
• Serve as a trusted advisor throughout the home financing journey.
• Maintain knowledge of mortgage products, industry trends, and regulatory requirements.
• Represent INOVA Federal Credit Union professionally within the community.

What We're Looking For

• Previous mortgage lending or mortgage sales experience preferred.
• Proven ability to develop business through networking and relationship building.
• Strong communication, sales, and customer service skills.
• Self-motivated with the ability to work independently.
• Knowledge of mortgage products, underwriting guidelines, and lending regulations.
• Ability to establish and maintain strong referral relationships.

Why Join INOVA?

• Flexible work schedule.
• Work remotely while utilizing any INOVA branch location for member meetings when needed.
• Opportunity to build your own book of business and make a direct impact on the growth of our mortgage program.
• Supportive culture focused on helping members achieve financial success.
• Full-time position with flexibility to manage your schedule while meeting business goals.

Qualifications

Education/Experience

This role requires the following related education or equivalent combination of experience and training.

• 2 Years related experience
• No major required
• High school diploma

Certificates/Licenses

• NMLS License

Training Requirements

• Annual Compliance Requirements

Work Environment

The work environment characteristics described here are representative of what a Team Member encounters while performing the essential functions of this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Private office
• Works as part of a team

Physical Demands

While performing the duties of this role, the Team Member is regularly or occasionally required to meet the following physical demands. To assure safety, Team Members in this role must be able to complete the following physical requirements.

• Noise - Moderate
• Sit and stand intermittently

INOVA Federal Credit Union promotes an equal employment opportunity workplace which includes reasonable accommodation of otherwise qualified disabled applicants and employees.

This job description in no way states or implies that these are the only duties to be performed by the employee(s) in this position.  Employee(s) will be required to follow any other job-related instructions and to perform any other job-related duties as requested by any person authorized to give instructions or assignments.  Duties, responsibilities and expectations may be added, deleted; or changed at any time at management’s discretion and this job description does not create an employment contract, implied or otherwise, other than an employment-at-will relationship.