About Opendoor
At Opendoor our mission is to tilt the world in favor of homeowners and those who aim to become one. Homeownership matters. It's how people build wealth, stability, and community. It's how families put down roots, how neighborhoods strengthen, how the future gets built. We're building the modern system of homeownership giving people the freedom to buy and sell on their own terms. We’ve built an end-to-end online experience that has already helped thousands of people and we’re just getting started.
About the role
Opendoor is building a new mortgage lending operation and needs a licensed Mortgage Loan Originator based in Missouri to staff our in-state licensed location. Missouri requires an in-state presence for our mortgage operations, and you will help Opendoor meet that regulatory requirement.
This is not a traditional high-volume origination role. Our mortgage product is technology-first and self-service by design. Volume will be low initially, so we're looking for someone who can wear multiple hats and contribute beyond loan origination. This is a salaried position with equity, not commission-based.
What you'll do
- Staff Opendoor Home Loans in-state Missouri licensed location as a licensed Mortgage Loan Originator
- Originate loans, take applications, and offer/negotiate loan terms in full compliance with Missouri and federal law
- Guide borrowers through a technology-driven mortgage process when human support is needed
- Contribute to broader mortgage operations beyond origination, including compliance support, process improvement, and quality assurance
- Manage an active loan pipeline in a technology-enabled, remote-friendly origination environment
- Maintain active Missouri MLO license and fulfill all continuing education requirements
What You'll Need
- Active Missouri MLO license in good standing (NMLS); must have completed all required NMLS pre-licensure education (20 hours national + MO state-specific hours) and passed the NMLS SAFE Mortgage Loan Originator Test
- Must be based in Missouri to staff Opendoor Home Loans in-state licensed location
- Minimum 2+ years of residential mortgage origination experience preferred;
- State-level licensing (not federal/bank-only licensing); experience at a non-bank lender preferred
- Clean credit and employment history; must satisfy NMLS character and fitness requirements and any state-specific background check requirements
- Comfort with technology and willingness to work in a non-traditional, AI-first mortgage environment
Bonus Points
- Experience at a tech-forward mortgage company or fintech lender
- Multi-disciplinary background (compliance, marketing, operations) in addition to origination
- Background as a loan officer assistant, loan processor, or compliance professional with an active MLO license
- Experience working in a startup or early-stage lending environment
Skills Required
- Active Missouri MLO license in good standing (NMLS)
- 2+ years of residential mortgage origination experience preferred
- Clean credit and employment history
- Comfort with technology in an AI-first mortgage environment
What the Team is Saying
Opendoor Compensation & Benefits Highlights
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Healthcare Strength — Coverage includes medical, dental, vision, HSA/FSA, life and disability insurance, mental‑health support, wellness programs, and pet insurance, indicating broad medical and wellbeing support. The breadth of options signals a mature benefits offering.
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Leave & Time Off Breadth — An unlimited PTO approach is paired with paid holidays, sick leave, bereavement, volunteer time off, and common remote/hybrid flexibility. Usage norms can vary by team and manager, but the policy scope covers a wide range of leave needs.
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Equity Value & Accessibility — Equity grants and an Employee Stock Purchase Plan are available, providing accessible ownership opportunities alongside cash pay. Company materials describe an established ESPP structure, adding another avenue for long‑term savings.
Opendoor Insights
What We Do
Founded in 2014, Opendoor’s mission is to empower everyone with the freedom to move. We believe the traditional real estate process is broken and confusing. It often comes with unexpected costs, the added burden of coordinating multiple third parties and the uncertainty of a transaction falling through. Our goal is simple: build a digital, end-to-end customer experience that makes buying and selling a home simple, certain and fast. We have assembled a dedicated team with diverse backgrounds and talents across engineering, operations, design, operations, mortgage, finance, legal, and more to deliver strong results. More than 85,000 customers have selected us as a trusted partner in handling one of their largest financial transactions.
Why Work With Us
We’re on a mission to power life’s progress one move at a time
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Opendoor Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
