Mortgage Disclosure Analyst

Posted 8 Days Ago
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Bengaluru, Bengaluru Urban, Karnataka, IND
In-Office
Entry level
Other • Real Estate • PropTech
The Role
The Mortgage Disclosure Analyst reconciles Closing Disclosures, ensures compliance, maintains data integrity, and manages documentation within the Loan Origination System.
Summary Generated by Built In

About the teamAs part of the Zillow Home Loans team, you will play an active role in delivering best-in-class service and helping customers achieve an optimal closing experience. Our Post-Closing team ensures that every mortgage transaction is accurately documented and compliant, providing customers with a precise and complete record of their loan. We are committed to accuracy, transparency, and regulatory excellence in every loan we support.

Zillow Group is a strategic, mission-driven organization focused on delivering exceptional experiences and measurable outcomes. Our work spans cross-functional partnership, scalable programs and operational excellence in support of Zillow’s mission. We bring deep experience working across diverse teams in a dynamic, high-growth environment, balancing strategic thinking with hands-on execution to drive meaningful business impact. We are seeking an experienced professional to support our workforce expansion in India.

About the role

The Post-Closing CD Specialist is responsible for reconciling the final version of the Closing Disclosure (CD), including any post-funding revisions, to ensure accuracy, compliance, and data integrity. This role plays a key part in delivering secure, timely, and compliant mortgage disclosures while maintaining detailed documentation within the Loan Origination System (LOS).

Responsibilities

  • Develop and maintain a thorough understanding of the company’s Loan Origination System (LOS)

  • Review and ensure accuracy and data integrity for the issuance of the Closing Disclosure and Loan Estimate

  • Reconcile post-funding revisions to ensure customers receive an exact record of their mortgage transaction

  • Maintain accurate records of communications and actions related to the disclosure process within the loan file conversation log

  • Maintain service levels and adhere to regulatory timelines for completion and delivery of disclosures, verified through LOS tracking systems

  • Deliver mortgage loan disclosures in a secure and accurate manner

  • Maintain confidentiality and privacy of customer and employee information

  • Work overtime as needed to support business and regulatory timelines

This role has been categorized as an Office position. “Office” employees regularly work at the Zillow India office for approximately 80 to 100 percent of their time each month. Employees must live within a reasonable commuting distance of the office. Zillow has not defined a reasonable distance, and expects employees will use judgment in determining this for themselves and understand the implications re: time commitment and cost of daily commute.

In addition to a competitive base pay, employees in this role are eligible for incentive compensation subject to applicable laws and relevant Zillow policies. Actual amounts will vary depending on experience, performance and location.

Who you are

You are detail-oriented, compliance-focused, and committed to delivering accurate mortgage documentation. You thrive in a fast-paced environment, manage competing deadlines effectively, and take pride in maintaining high standards of data integrity. You communicate clearly, approach challenges with strong problem-solving skills, and understand the importance of regulatory compliance in the mortgage process.

Qualifications & Skills

  • Knowledge of mortgage compliance regulations for Conventional, FHA, USDA, and VA loan programs

  • Familiarity with Encompass (LOS) strongly preferred

  • Working knowledge of Microsoft Office Suite

  • High school diploma or general education degree required

  • Excellent oral and written communication skills with a strong customer service orientation

  • Strong problem-solving ability

  • Ability to self-direct and adapt to changing timelines and deadlines

  • Ability to multi-task and succeed in a fast-paced environment

  • Ability to compute rates, ratios, and percentages and to draw and interpret bar graphs

Get to know us

At Zillow, we’re reimagining how people move—through the real estate market and through their careers. 

As the most-visited real estate platform in the U.S., Zillow helps millions of customers navigate buying, selling, financing, and renting with greater ease and confidence. Our teams in India play a critical role in building and scaling the technology, products, and operations that power this experience.

Whether you’re working in tech, operations, or shared services, you’ll collaborate with global partners to solve meaningful problems and help more people make home a reality.

Zillow is honored to be recognized among the best workplaces in the U.S.. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025, and included on the PEOPLE Companies That Care® 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.

No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry—and your career—forward, together.

Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender, maternity status, HIV status, or veteran status. Reasonable accommodations will be provided to candidates with disabilities, in accordance with applicable policies.

Top Skills

Encompass
Microsoft Office Suite
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The Company
HQ: Seattle, WA
7,863 Employees
Year Founded: 2006

What We Do

Join our mission to give the people power to unlock life’s next chapter. Our homes are the heartbeat of our lives, and we believe that finding a home shouldn’t be so hard in today’s always-on world. That’s why we’re reimagining the traditional rules of real estate to make it easier than ever to move from one home to the next. Our journey began nearly 15 years ago with a handful of employees and one big idea: to make it radically easier for people to move. We began by helping people understand and track their homes with the Zestimate, our proprietary algorithm, and then with advanced technology and valuable connections with real estate professionals. Today, Zillow has become a household name. People are more likely to search for “Zillow” than “real estate,” and our name is often used as a verb. While other industries have ushered in a new era of convenience, the time for seamless and convenient real estate experience is now. This is our next chapter as a company. We’re looking for smart, passionate adventurers to join us as we reimagine the real estate transaction and change the way people buy, sell, rent and finance their homes.

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