Mortgage Credit Officer

Posted Yesterday
Be an Early Applicant
Tower, MI, USA
In-Office
Entry level
Fintech • Payments • Financial Services
The Role
Evaluates mortgage applications, assesses applicants’ financial status, creditworthiness, and risk, and recommends or approves loans within delegated authority. Escalates applications exceeding discretionary limits and ensures timely processing. Identifies fraudulent applications, suspicious documents, and tampering, escalating concerns to the Fraud Management Unit. Requires Malaysian citizenship and a relevant bachelor’s degree.
Summary Generated by Built In

If you are looking to excel and make a difference, take a closer look at us…

Job Responsibilities:

  • To perform credit evaluation, recommendations and approval for Mortgage applications
  • To evaluate and recommend loans for approval beyond their discretionary power 
  • To evaluate applicant's financial status, credit worthiness and risk before providing credit terms
  • To ensure mortgage applications are processed within internal turnaround time
  • To detect fraudulent application, tampered/ suspicious documents and ensure timely fraud escalation to the Fraud Management Unit.

Requirements:

  • Malaysian Citizen
  • Bachelor's Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.

Realise your full potential at Hong Leong Bank by applying now.

Skills Required

  • Malaysian citizenship
  • Bachelor’s degree in Banking, Economics, Finance, Accountancy, Business Studies, or an equivalent field
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The Company
HQ: Kuala Lumpur, Wilayah Persekutuan
6,612 Employees
Year Founded: 1905

What We Do

Hong Leong Bank Berhad is one of the leading financial services organisations in Malaysia. With a heritage of more than 100 years, it provides comprehensive financial services covering consumer banking, business banking and trade finance, treasury, branch and transaction banking, wealth management, private banking and Islamic financial services. Its merger with EON Bank Group in 2011 has further embedded its position as a core banking franchise with an expanded distribution network of more than 300 branches across the country. With a proven track record in value creation and a highly recognised brand, Hong Leong Bank has also been extending its footprint in the region, with branches in Singapore and Hong Kong and wholly owned subsidiaries in Vietnam and Cambodia. In China, the Bank has a 20% shareholding in Bank of Chengdu Co., Ltd., Sichuan and a consumer finance joint venture. Hong Leong Bank is a subsidiary of Hong Leong Financial Group Berhad, the financial services arm of the Hong Leong Group. Apart from banking, Hong Leong Financial Group is involved in the provision of insurance and takaful, as well as investment banking, unit trust, fund management and stock broking services

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