Mortgage Closer III

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GENERAL FUNCTION:

Performs a wide range of duties related to the closing and funding of conventional, construction, and government residential mortgage loans. Responsible for preparing closing documents, funding the loan, and closing and auditing the most complex loans. Takes on a senior role related to the closing-funding process and assists in training new hires in the function.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank#s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES & RESPONSIBILITIES:

• Prepare and audit closing documents with a high level of accuracy and in a timely manner.
• Ensure the data integrity on processing/closing system is accurate.
• Communicate with escrow/title companies, loan originators, and other parties to ensure all conditions and regulatory requirements are met prior to funding. Obtain or request missing conditions.
• Review signed closing documents to approve the funding of the loan.
• Prepare for the disbursement of funds as per the terms of the transaction.
• Perform various post closing tasks such as: Auditing closed files, creating delivery-servicing packages, follow-up to internal and external customers for needed documents and insurance, and ensuring all required documents are present in file prior to shipping to Central Files.
• Actively participate in ongoing efforts to continually improve customer service for internal and external customers.
• Responsible for appropriate section of HMDA Worksheet.
• Review funding reports to ensure loans are funded within appropriate time frames.
• Review exception reports to ensure all tasks are completed.
• Assist in training new hires.
• Take an active role as an escalation point within the team based on experience/knowledge.
• Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
• Perform any other duties as assigned.

SUPERVISORY RESPONSIBILITIES: None

• High school diploma or equivalent.
• 5+ years previous Closing experience required. Extensive knowledge of real estate documentation requirements and the closing process.
• Extensive knowledge of Conventional, FHA, VA, Bond, Construction, 203K, and Living Trust loan Closings or a strong mix of listed loan types.
• Excellent written and verbal communication skills. Strong PC skills (MS Office) required, must have experience with Mortgage origination systems, platforms tools and technology.
• Demonstrated organizational skills.
• Demonstrated teamwork and customer service skills.
• Demonstrated leadership skills.

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner. 

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting.  Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third.  Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.