Flexible and hybrid working can be considered - a minimum of 2 days per week to be worked from Head Office in Skipton, please note this may require some flexibility during training period.
Start date: all successful candidates must be able to join on Monday 4th AugustSalary:£36,000 Per AnnumClosing Date:Wed, 21 May 2025
The salary for this role is up to £36,000 per annum dependent on skills and experience.
We have brilliant opportunities for Mortgage Advisers to come and join Mortgage Advice Team. Our purpose is to help more people have a home; you will become an integral part of helping our customers achieve this.
If you are looking for a role that puts you at the heart of our customers and mortgage business, this may be the role for you.
Who Are We?
Not just another building society. Not just another job.
We're the fourth biggest building society in the UK and what makes us a bit different is that we're a mutual organisation. We don't have shareholders; we're owned by our members.
Our colleagues say Skipton's a great place to work, and you could be one of them, bringing with you new ideas on how we can keep customers at the heart of what we do.
Whatever your background, and whatever your goals, we'll help you take the next step towards a better future.
At Homes Advice, a mortgage adviser will give advice to new and existing customers and helping people into their first or next home and also additional borrowing.
Homes Advice provides customers with the opportunity to apply for a mortgage directly through Skipton Building Society. The teams consist of Direct Lending Advisers, Mortgage Relationship Advisers, and Qualified Mortgage Advisers. Together, they work in a collaborative and high-performing environment, closely partnering with key stakeholders to ensure the best possible customer journey.
What’s In It for You?
Skipton values work/life balance and we are proud to support hybrid and flexible working, where possible. We have a newly refurbished head office which offers a vibrant and collaborative working space.
We have a range of other benefits available to you including;
Annual discretionary bonus scheme
25 days standard annual leave + bank holidays + rising 1 day per year of service to a maximum of 30 days
Holiday trading scheme allowing the ability to buy and sell additional annual leave days
Matching employer pension contribution (up to 10% per annum)
Colleague mortgage (conditions apply)
Salary sacrifice scheme for hybrid & electric car
A commitment to training and development
Private medical insurance for all our colleagues
3 paid volunteering days per annum
Diverse and inclusive colleague networks available for you to join including our Carers and Pride Alliance groups
We care about your health and wellbeing – we provide a range of benefits that support this including cycle to work initiative and discounted gym membership
What Will You Be Doing?
Your journey will begin in a mortgage advice cohort, giving you all the tools you need alongside your own experiences to apply your mortgage knowledge, along with our policy and procedures to ensure your customer receives the best advice for their circumstances.
Key Responsibilities
Customer-Centric Advice and Experience – understanding customers unique needs, circumstances, and objectives to recommend an appropriate mortgage product, term & repayment type. Ensuring clear guidance on Skipton’s additional products and services, whilst providing a positive customer journey
Regulatory Compliance – deliver advice and services in strict adherence to FCA regulations, Consumer Duty, and Skipton’s internal policies, whilst taking accountability for ensuring all documentation, advice records, and interactions meet compliance and quality standards.
Pipeline Management and Commercial Focus - proactively manage your mortgage pipeline, ensuring cases progress efficiently and any delays are minimised, ensuring delivery against individual and team targets making sure you protect the customer and their home, in line with the Corporate Plan.
Continuous Improvement - stay up to date with the mortgage industry, Skipton’s evolving product offerings, and changes in the market conditions – seeking opportunities to enhance your knowledge and skills
Being curious- having a genuine desire to understand your customer and engage in a meaningful conversation with them
Collaboration and Teamwork - work closely with internal departments to provide a seamless service to customers, challenging existing processes to create improvements and efficiencies
What Do We Need From You?
We’re looking for people who are customer obsessed, with a focus on providing the best possible outcomes and experiences for every customer. You’ll be accountable, commercially aware and be able to communicate complex information in a way that is understandable and clear to others.
Qualifications and experience:
You must hold the relevant qualification to give mortgage advice such as CF1 & CF6 or CeMAP 1,2 &3
Demonstrated experience providing regulated Mortgage Advice
Proven ability to manage a high-volume mortgage pipeline effectively.
Demonstrated understanding of FCA regulations, Consumer Duty principles, and the mortgage sales process
You must have sound market knowledge and the ability to adapt your conversations in an ever-changing market
Key Performance Indicators:
Customer satisfaction scores
Pipeline progression rates and completion volumes
Quality and compliance results
Achievement of individual and team sales targets
Feedback from colleagues and customers regarding collaboration and service
Please note this role may close early due to volume of applications.
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What We Do
Not just another building society. Not just another job. Imagine how good it would feel to help someone choose the mortgage they’ll use to buy their first home. Or the account they’ll use to save for it. We’ve been helping people make big financial decisions since 1853. It’s why over a million customers trust us as a good place for their money, and why our colleagues say we’re a good place to work. The Bailey (our head office) The Bailey is the vibrant hub where you’ll find all our central functions. We’re always looking for new talent because we love hearing new ideas. You can choose from a variety of roles that range from marketing and IT, through to audit, risk, products, digital and more – or maybe you’ll join our lively contact centre team. We’re based in Skipton, just a short train ride from Bradford and Leeds, we’re a stone’s throw from the A65 and have some cracking views of the Yorkshire Dales. Our network of UK branches Our branch colleagues are the face of Skipton Building Society. They’re relationship-builders, team workers, great talkers and they’re brilliant at listening too. Everything they do is designed to help customers make the best financial decisions, whether that’s choosing the right kind of savings account or having a full financial review. The Skipton culture Happy colleagues mean happy customers. So, when we recruit, we don’t just think about what’s in it for us, we think about what’s in it for you. It’s one of the reasons we’ve been recognised as one of The Times Best Companies to Work for the last 6 years. Mind, body and spirit With our colleagues’ support, we’ve created a culture that promotes diversity and inclusion. We understand the rich diversity in our Society, and how harnessing that diversity through effective inclusive practice has profound benefits for individuals, teams and the Society it self. This includes a progressive approach to personal well-being.
