As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
The Growth Engineering Team at EarnIn is looking for an iOS Engineer to help shape how millions of people experience financial empowerment. This role is ideal for someone who loves building polished mobile experiences, experimenting at speed, and learning from data.
As part of the Growth team, you’ll work at the intersection of engineering, product, and experimentation, helping improve key parts of our member journey - Discovery, Onboarding, Activation, and Retention. You’ll build, test, and iterate on features that define how new and existing members connect with EarnIn. If you’ve ever wanted a role where your code, your experiments, and your technical vision directly shape the future of a product used by millions, this is it.
EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. Our salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- Build experiences that matter: Design and ship features that improve how members discover, onboard, and engage with EarnIn.
- Experiment fast: Work with product and analytics to launch experiments that drive growth and engagement.
- Collaborate deeply: Partner with backend, design, and analytics teams to deliver features end-to-end.
- Code with quality: Write clean, testable Swift code using modern iOS paradigms (Swift Concurrency, Combine, SwiftUI).
- Leverage AI and tooling: Use the latest mobile tooling and AI-driven workflows to accelerate development.
- Learn and grow by Contributing to best practices and learning from senior engineers who push the boundaries of mobile development.
WHAT WE'RE LOOKING FOR
- Bachelor’s degree (or equivalent practical experience) in Computer Science or a related field or related experience .
- 3+ years of professional mobile development experience, with a focus on iOS.
- Strong proficiency in Swift and modern iOS frameworks (SwiftUI, Combine, Swift Concurrency).
- Understanding of common iOS architectures (MVVM, MVP, etc.).
- Familiarity with end-to-end engineering practices: code reviews, CI/CD, automated testing, and performance monitoring.
- A growth mindset — you enjoy learning, experimenting, and iterating quickly.
- Bonus: Experience with Android or interest in cross-platform development.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Top Skills
What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
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