About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
Job Description
Main Responsibilities:
- To analyze the client’s operating conditions, financial statement with professional credit analysis skill, and provide a comprehensive assessment of the market value of the collateral, parent company status and the corporate strategy.
- Good understanding of corporate loan service, and assess the credit risk.
- Collaborate with the clients closely and draft the credit proposal with the documents provided by the Clients.
- Ensure the credit standards, process and customer care is always in line with banking regulations.
- To maintain a good relationship with existing clients, and provide a high quality professional service.
- Share the clients market information, professional experience with internal staffs.
Job Requirements:
- Finance/Accounting/Economics degree holder.
- Preferably with 3-5 years’ credit analysis experience in a financial institution.
- Good interpersonal and communication skills.
- Strong sense of responsibility, leadership and people management skills.
- Excellent spoken and written English.
Additional Requirements
Develop, Engage, Execute, StrategiseBe a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
Apply now and make a Difference
Skills Required
- Bachelor's degree in Finance, Accounting, Economics, or related field
- Minimum 7 years experience in corporate credit analysis at a bank or financial institution, with at least 3 years in a leadership/managerial role
- Strong understanding of financial statements and accounting principles
- Proven ability to conduct thorough financial modeling and risk assessment
- Experience preparing comprehensive credit proposals and presenting to credit committees
- Solid knowledge of regulatory requirements and credit risk management frameworks
- Strong communication and interpersonal skills
- Proficiency in written and spoken English and Mandarin Chinese
- High level of integrity and strong ethical standards
- MBA or CFA designation
What We Do
We’re here to do Right By You. At UOB, we aspire to build a better future for the people and businesses in the region. Through our extensive network and suite of capabilities, we offer financial solutions to the people and businesses within, and connecting with ASEAN. We create solutions tailored to your unique needs through data and relationship-led insights. Our comprehensive regional network and one-bank approach connects your business to new opportunities in ASEAN. We help businesses to advance responsibly and guide personal wealth to grow sustainably. We foster inclusiveness and environmental well-being for stronger societies. This is how we stay committed to forging a sustainable future for generations to come. Note: For the terms of use of our LinkedIn channel, please visit: https://go.uob.com/socialmedia
