MERS Specialist

Description

ABOUT CBC MORTGAGE AGENCY

Voted as one of the top 20 places to work in Utah, and winner of Best Communication in the State of Utah. CBC Mortgage Agency (CBCMA) focuses on personal and professional development as the core value of the Company that has established a record of success and growth. Take your career to the next level in a comfortable workplace with an environment that encourages networking and team socializing. As well as great perks, the position offers competitive wages as well as an excellent benefit package, including medical, dental, vision, and life insurance coverages, short- and long-term disability, and a 401(k) plan retirement investment, and more benefit programs. In addition to these great benefits, we offer 11 paid holidays a year and paid time off (PTO). If this is the opportunity that you’ve been waiting for, apply today!

ABOUT CEDAR BAND CORPORATION

We are a federally chartered tribal corporation wholly owned by the Cedar Band of Paiutes. Deeply rooted in our rich history, we provide industry-leading military and government contractor services, including construction management, technology, telecommunications, and staffing solutions, as well as mortgage industry, convenience store, and beverage distribution services to federal agencies and commercial industries. From our modest beginnings as a single IT company with one contract, we have grown to ten branded companies across the nation. Headquartered in Cedar City, Utah, with regional offices and project sites in South Jordan, UT; Yuma Proving Grounds, Yuma, AZ; Las Vegas, NV, and more... We employ over 100 employees, who are all committed to our vision to be an industry leader as a tribally-owned business that provides world-class service. In order to attract and retain this caliber of employees, we offer competitive compensation, excellent benefits, and a dynamic work environment based on open communication and honesty.

Summary

The MERS Specialist is responsible for maintaining accurate mortgage loan information within the Mortgage Electronic Registration Systems, Inc. (MERS®) platform and the company’s Loan Management System. This position performs MERS reconciliations, processes transfers and deactivations, updates subservicer and interim funder information, tracks assignments and affidavits, and resolves loan-level discrepancies.

Essential Duties and Responsibilities

• Review and reconcile daily, monthly, and exception reports.
• Confirm Mortgage Identification Numbers (MINs) and research discrepancies.
• Process MERS transfers, including servicing and beneficial rights transfers.
• Complete subservicer and interim funder updates.
• Process MERS deactivations for paid-in-full, forgiven, foreclosed, and other applicable loans.
• Track bankruptcy and Proof of Claim activity in the Loan Management System as it relates to MERS and the ownership of the loan.
• Prepare, record, obtain, and file assignments from MERS as applicable.
• Request and track outstanding assignments, MIN affidavits, and other required documentation.
• Review reports and follow up with lenders, subservicers, and business partners to resolve outstanding items.
• Maintain accurate notes and records of all research, updates, and completed transactions.
• Follow company policies, department procedures, and applicable MERS requirements.
• Assist with audits, special projects, and other duties as assigned - some cross training with Servicing Team.
• Other tasks, duties, and responsibilities as assigned.

Requirements

Qualifications

• High school diploma or equivalent required.
• Previous MERS experience or document management experience preferred.
• Strong attention to detail, organization, and follow-up skills.
• Ability to research and resolve loan-level discrepancies.
• Strong written and verbal communication skills.
• Proficiency with Microsoft Office and the ability to learn mortgage-related systems.
• Ability to manage confidential information and meet recurring deadlines.
• Committed to quality and accuracy by completing work thoroughly, identifying potential issues, and proactively seeking      clarification rather than making assumptions.

Competencies

• Accuracy and attention to detail is a must
• Organization and time management
• Problem-solving, communication, and teamwork
• Compliance awareness and accountability
• Initiative and willingness to ask questions
• Thoroughness and commitment to quality
• Critical thinking and sound judgment

Position Type/Expected Hours of Work
This is a full-time remote position. Hours of work are Monday through Friday, 8:00 a.m. to 5:00 p.m., as determined by management and as business and job duties demand. Although this position is primarily remote, employees may be required to report to the office on occasion for business needs, meetings, training, or other work-related purposes as determined by management.

Education and Experience 

1. Document and filing experience in a professional office environment.
2. 1 or more years of related experience is preferred.
3. High School Diploma or equivalent. 

Work Authorization/Security Clearance  
Must be authorized to legally work within the United States of America. 

Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.