Marketing Senior Product Manager – Deposit and Payment

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Sacramento, CA, USA
Hybrid
125K-150K Annually
Senior level
Fintech
The Role
Leads strategy, roadmap development, lifecycle management, launch, and optimization for deposit and payment products. Uses market research, member insights, competitive intelligence, and performance metrics to identify growth opportunities and enhancements. Collaborates with IT, finance, risk, marketing, operations, vendors, and other stakeholders to deliver product initiatives. Ensures regulatory compliance, manages requirements and disclosures, supports pricing decisions, and oversees systems integrations.
Summary Generated by Built In

Job Title: Marketing Senior Product Manager – Deposit and Payment
Status: Exempt
Reports to: VP - Head of Product Marketing
Department: Marketing
Job Code: 12115
Pay Range: $124,700.00 - $150,000.00 Annually


WHO WE ARE:
Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.

WHO YOU ARE:
You are a strategic product leader who understands deposit products and can translate member, market, and operational needs into actionable product strategies. You are a collaborative problem solver with strong project management, analytical, communication, and stakeholder engagement skills. You bring deep financial services experience, sound regulatory judgment, and the ability to manage complex initiatives across systems, vendors, and cross-functional teams.

WHAT YOU'LL DO:

  • Product Strategy and Roadmap: Support the development and refinement of product strategies and roadmaps that meet member needs and the Credit Union’s financial objectives. Incorporate market research, member/consumer insights and industry trends into to identify new opportunities for growth and differentiation
  • Product Development and Management: Lead end-to-end product development lifecycle for key deposit products, from concept ideation through launch and post-launch optimization. Collaborate closely with internal stakeholders, including IT, finance, risk management, marketing, and operations, to ensure successful product delivery and ongoing feature/functionality enhancements.
  • Customer Insights and Market Analysis: Incorporate market research, member and consumer insights, competitive intelligence, and industry trends to identify growth, differentiation, new product and enhancement opportunities. Translate these insights into actionable product requirements, feature/functionality enhancements, pricing changes or decisioning strategy optimization.
  • Cross-Functional Collaboration: collaborate with IT, finance, risk management, marketing, operations, vendors, and other stakeholders to define requirements, prioritize enhancements, and deliver successful product initiatives.
  • Product Performance Monitoring: Establish, monitor, and analyze key performance indicators, product performance, customer feedback, and market trends to identify improvement opportunities and drive product enhancements.
  • Regulatory Compliance: Stay current on applicable financial services regulations and ensure products are designed, developed, and managed in accordance with regulatory requirements. Support pricing, disclosure management, requirements documentation, risk assessments, software integrations, and implementations related to deposit products.

QUALIFICIATIONS AND PREFERENCES:

  • Bachelor’s Degree in a related field or equivalent work experience required
  • Advanced degree preferred
  • 8+ years of product management experience required
  • 3+ years in a senior or lead role, focused on deposit and payment product and systems management within financial services organizations required

WHY JOIN US:
Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.

Please view the full job description detailing the complete list of duties and expectations for this role by clicking or copying this URL into your browser: https://golden1.jdxpert.com/ShowJob.aspx?EntityID=2&id=3355

DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS:
The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union’s discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.

#LI-Hybrid

Skills Required

  • Bachelor's degree in a related field or equivalent work experience
  • 8+ years of product management experience
  • 3+ years in a senior or lead role focused on deposit and payment products and systems management within financial services organizations
  • Advanced degree

Golden 1 Credit Union Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Golden 1 Credit Union and has not been reviewed or approved by Golden 1 Credit Union.

  • Retirement Support — 401(k) support includes employer contributions and matching. This structure is positioned as part of a competitive total compensation package.
  • Healthcare Strength — Medical, dental, and vision coverage are included as core offerings and are cited alongside other strong benefits. These offerings help underpin satisfaction with total compensation.
  • Wellbeing & Lifestyle Benefits — Programs include wellness initiatives, tuition reimbursement, employee loan discounts, and entertainment/fitness/travel discounts. These perks extend value beyond base pay and insurance.

Golden 1 Credit Union Insights

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The Company
HQ: Sacramento, CA
1,330 Employees
Year Founded: 1933

What We Do

Golden 1 Credit Union is California’s leading financial cooperative and the sixth largest credit union in the U.S. With over $18 billion in assets and 1.1 million members, Golden 1 has 73 branches, 7 Home Loan Centers, 232 ATMs, 30,000 CO-OP ATMs nationwide, and Online and Mobile Banking Services providing account access 24/7. Golden 1 is member owned and offers a wide range of no-to-low fee financial products and services that offer higher yields on savings, lower rates on loans, and unmatched member service. As a full-service credit union, Golden 1 offers all the consumer financial products and latest delivery innovations you'd expect from a large financial institution. Member deposits are federally insured by the National Credit Union Administration (NCUA). Equal Housing Opportunity. Golden 1 was named a Forbes’ Best-In-State Employer in California for 2019, 2020, and 2021, and year after year, continues to be rated the best credit union in national and local publications.

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