* Make decisions on loans and terms within established lending limits
* Prepare loan packet for presentation to Loan Committee and/or Board
* Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials
* Conduct analysis on loan accounts
* Collect on past-due accounts
* Seek out new business and sustain an active pipeline
* Satisfies high-end customer needs; resolves major customer complaints
* Conduct private banking for customers
* Keep the President & CEO informed of financial results on the status of loans, banking competition, and new business developments
* Responsible for the development, management, implementation and ownership of key initiatives to support the expansion of the Commercial Real Estate Market
* Represents the bank and provides leadership in key community activities and organizations
* Must be able to remain in a sitting stationary position for extended periods of time
* Constantly operate a computer and other office machinery
* Ability to lift up to 25 pounds
* Bachelors Degree in Finance preferred Minimum of 10 years experience in a banking or
related field
* Understanding of all facets of the consumer and commercial lending process
* Must possess strong communication, organizational, and leadership qualities
* Strong business development and networking skills
* Working knowledge of Microsoft Office
* Good communication skills
* Must be detail oriented, analytical, and organized
* Must successfully pass background investigation according to company policy
* Must be able to get along with co-workers and work effectively in a team environment
Skills Required
- Minimum of 10 years experience in banking or related field
- Bachelor's degree in Finance
- Understanding of consumer and commercial lending processes
- Experience making lending decisions and preparing loan committee presentations
- Commercial real estate market development and business development skills
- Private banking experience and ability to satisfy high-end customer needs
- Strong communication, organizational, leadership, and networking skills
- Detail oriented, analytical, and organized
- Working knowledge of Microsoft Office
- Must successfully pass background investigation per company policy
- Ability to remain seated and operate a computer for extended periods and lift up to 25 pounds
- Ability to work effectively with co-workers and in a team environment
What We Do
First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings, we have grown to over $4 billion in assets and operate in over 340 locations in Texas, Arizona, Arkansas, and New Mexico. Our bank has grown in many ways over the years, but our focus and commitment remain the same—providing customers with great banking solutions and world-class service. More than a century ago, we began the tradition of being a great community bank focused on the financial success of our customers. Today, more than 3,200 dedicated banking professionals carry on and maintain that established custom. So much has changed since 1901, but our commitment to putting our customers first has not. As we continue to grow and serve customers, we remain committed to providing a combination of modern banking convenience and old-fashioned service.
