Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job DescriptionTo design, structure, and execute bespoke home loan and complex lending solutions for Signature-level clients within the affluent segment. This role will act as a balance sheet specialist, working in partnership with Private Bankers to unlock tailored credit solutions, provide strategic lending advice, and enable holistic wealth creation through smart gearing strategies.
Qualifications
Type of Qualification: First Degree (NQF7)
Field of Study: Finance, Accounting, Economics or related
Regulatory certifications (e.g. RE5, FAIS compliant) advantageous
Experience Required
Business Solutions
Private Banking
- 7+ years’ experience in credit structuring, complex lending, or private client lending
- Proven track record in deal origination, structuring, and execution for Wealth clients
- Deep knowledge of credit policies, deal origination, execution, and legal frameworks
- Exposure to multi-entity ownership structures (e.g. trusts, companies, joint ventures)
- Strong understanding of affluent and Signature client needs and the ability to position lending as part of a wealth strategy
Behavioural Competencies:
- Convincing People
- Examining Information
- Exploring Possibilities
- Following Procedures
- Interacting with People
Technical Competencies:
- Asset Based Lending
- Customer Understanding ( Consumer Banking)
- Debt Consolidation
- Loan Assessment & Approval
- Mortgage Lending
- Product Knowledge (Consumer Banking)
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What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
