Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job DescriptionTo proactively originate, assess, structure, and support the execution of credit solutions for Business and Commercial Banking clients, while ensuring high-quality credit submissions and effective sound risk management. To deliver a seamless client credit experience and contribute to market penetration and sustainable revenue growth.
QualificationsType of Qualification: First Degree
Field of Study: Business Commerce, Finance or related field
professional/Technical Certifications
- Professional Banking qualification, or
- Credit / Risk related professional qualifications; or
- CA, CPA, ACCA, CIMA, ACIB, AKIB
Experience Required
8-10 years
- Conducting robust credit analysis and financial assessment
- Structuring and executing lending across key focus sectors covering transactions across a range of products including structured finance.
- Ability to assess client funding needs (capex & working capital) and translate these into fit‑for‑purpose credit structures aligned to cashflows
- Strong financial modelling capability to evaluate repayment capacity, stress-test assumptions, and inform structuring decisions
- Proven covenant-setting expertise—designing practical, risk-aligned covenants derived from underlying business and model outputs
- End-to-end credit origination and structuring experience, with demonstrable ownership of complex deals through to execution
- Deep sector understanding and credit judgement, with the ability to tailor structures to sector-specific risks and shape deal outcomes
Behavioural Competencies:
- Challenging Ideas
- Developing Strategies
- Embracing Change
- Establishing Rapport
- Making Decisions
- Providing Insights
- Team Working
- Upholding Standards
Technical Competencies:
- Client Knowledge
- Economic Capital Management
- Mergers & Acquisitions Operations
- Risk Reporting
- Risk Response Strategy
Skills Required
- First Degree in Business Commerce, Finance or related field
- Professional banking qualification or credit/risk professional qualification (or CA, CPA, ACCA, CIMA, ACIB, AKIB)
- 8-10 years of relevant experience
- Robust credit analysis and financial assessment capability
- Experience structuring and executing lending, including structured finance
- Ability to assess client funding needs and translate into fit-for-purpose credit structures
- Strong financial modelling capability for repayment analysis and stress-testing
- Proven covenant-setting expertise
- End-to-end credit origination and structuring ownership on complex deals through execution
- Deep sector understanding and credit judgement to tailor structures to sector risks
Standard Bank Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Standard Bank Group and has not been reviewed or approved by Standard Bank Group.
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Leave & Time Off Breadth — Leave options span vacation, study, parental, compassionate/family responsibility, sick/short‑term incapacity, sabbatical, recognition and optional unpaid leave, subject to country practices. This breadth provides flexibility to manage family, study, health, and rest needs.
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Healthcare Strength — Core protection includes medical cover and death/incapacity insurance, with many markets offering permanent health insurance and optional life/funeral or gap‑cover add‑ons. Wellness and counselling programs further strengthen day‑to‑day health support.
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Fair & Transparent Compensation — Formal remuneration materials emphasize equal pay for work of equal value, structured market alignment, and pay‑equity analyses alongside clawback/forfeiture provisions. This governance signals predictable, fairness‑oriented pay practices.
Standard Bank Group Insights
What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
