Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To ensure that the allocated Business and Commercial portfolio performs within risk appetite, budgets are set appropriately and that strategic portfolio decisions are optimised. To ensure the appropriate credit risk management processes, systems and automated credit risk strategies are implemented and optimised.
Qualifications
Minimum Qualifications
- Type of Qualification: First Degree
- Field of Study: Mathematics, Statistic, Economics, Actuarial Science is essential
- Honours or Masters in Mathematics, Statistic, Economics, Actuarial Science is an advantage
Experience Required
- 7- 10 years Risk Management experience
- Experience in analytical work (ideally in Credit Risk).
- Experience in managing a credit portfolio; managing credit risk.
- Understanding of the credit value chain.
Additional Information
Behavioural Competencies:
- Adopting Practical Approaches
- Articulating Information
- Developing Expertise
- Documenting Facts
- Examining Information
- Exploring Possibilities
Technical Competencies:
- Coaching and Mentoring
- Evaluating Risk Management Effectiveness
- Loan Assessment & Approval
- Loan Processing
- Performance Management
- Risk/ Reward Thinking
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What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
