Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job DescriptionTo lead and ensure optimal performance and reporting of the Business and Commercial’s credit portfolio, that the allocated portfolio performs within risk appetite, budgets are set appropriately and that strategic portfolio decisions are optimised across the 14 countries in Africa Regions.
Drive effective execution of the credit risk strategy and framework in line with the risk appetite statements, the Group Credit Risk Governance Standard and Global Credit Policy.
To provide leadership, support and quality assurance to the team to execute all Credit Risk process activities in order to manage risk, achieve targets and align to best practices.
QualificationsType of Qualification: First Degree
Field of Study: Mathematical/ Business Sciences/ Finance/Accounting is essential.
Type of Qualification : Post Graduate Degree
Field of Study : Mathematical/ Business Sciences/ Finance/Accounting is preferred.
Experience Required
Credit Risk – PPB
Risk & Corporate Affairs
8-10 yearsThe role requires an individual with a proven capability leading people across the full dimension of the Credit Risk field, including originations, evaluation, account management, collections and payments. Banking experience, portfolio analysis and/or credit risk management. Legal, Regulatory, Compliance proficiency in supervising and managing fore closure process.
Behavioural Competencies:
- Adopting Practical Approaches
- Articulating Information
- Empowering Individuals
- Following Procedures
- Showing Composure
- Taking Action
- Upholding Standards
Technical Competencies:
- Compliance
- Data Compliance
- Data Quality
- Evaluating Risk Management Effectiveness
- Promote Good Governance, Risk & Control
- Risk Awareness
- Risk Management
- Risk Reporting
- Verbal Communication
lease note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected]
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What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
