Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To grow and retain a portfolio of high-value Premium Segment relationships through partnering for growth using an ecosystem mindset to proactively provide a high-end differentiated service with premium solutions that add value. This portfolio serves Commercial and Business Customers with a Turnover more than R100mil. High focus on Public Sector as we have Banking relationships with all municipalities in the Garden Route and Central Karoo.
Job Purpose:
- Act as a trusted advisor by developing a deep understanding of client’s business through regular interaction with clients at their place of business as per segment value proposition guidelines.
- Provide a central advisory role to the client and motivate and processes credit applications timeously.
- Grow and retain a portfolio of high value Premium Business Segment relationships by performing a proactive, mobile, value adding financial partnership role.
- Ensures deep understanding of Customer’s business through regular interaction with clients, including their place of business.
- Ensuring that close personal attention is given to provide a full array of customized financial solutions tailored to meet the growth needs and potential of the clients within the portfolio.
- Providing effective relationship management, aimed at optimizing client profitability and value to the bank by accurately assessing the client’s current and future financial position.
- Ensuring client satisfaction across allocated portfolio of clients, through needs analysis and solution driven outcomes.
- Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.
- To do complex financial analysis on annual financial statements, management accounts and cash flow projections.
- To write and motivate large Business & Public Sector finance applications and to successfully present the case to a business and credit lending committee.
- Responsible for the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.
- To build trust, credibility, and confidence with large Business & Public Sector Clients.
Qualifications
Minimum Degree Requirements, one of the below qualifications or similar:
- NQF 6+ (Business Related)
- B.Comm (Management Accounting)
- B.Comm (Accounting)
- B.Comm (Agricultural Economics)
- BSc. (Agricultural Economics)
Preferable / Advantages:
- Hons Degree
- SAICA Articles/CA
- CIMA Qualified
Experience Requirements:
7 Years experience in the following fields or similar:
- Financial Management, Financial Accounting, Management Accounting role or similar.
- Relationship Management, Credit Analyst, Financial Analyst role in Business Banking.
Preferable / Advantages:
- Public Sector business knowledge / Experience
Location:
- The position will be based in George – Garden Route Karoo Business Centre, Western Cape.
- Office based with flexibility.
Additional Information
Behavioural Competencies:
- Articulating Information
- Convincing People
- Developing Expertise
- Directing People
- Establishing Rapport
Technical Competencies:
- Banking Process & Procedures
- Business Process Improvement
- Client Knowledge
- Client Retention
- Risk Awareness
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What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
