Manager, Modification Processing

Posted 4 Days Ago
Be an Early Applicant
West Palm Beach, FL, USA
In-Office
Senior level
Fintech • Software • Financial Services
The Role
Manage modification processing operations for mortgage servicing: lead 20+ FTE, enforce compliance with investor/federal/state rules, monitor KPIs and SLAs, improve processes and quality, maintain SOPs, coordinate stakeholders, and perform on-site notary duties.
Summary Generated by Built In

Position Summary:

 

The Manager, Modification Processing is responsible for leading and overseeing the operations of the Modification Processing function, ensuring the efficient execution of loan modification activities in compliance with investor guidelines, federal and state regulations, and internal policies. Reporting directly to Senior Leadership, this role is accountable for managing a team of 20+ FTEwhile driving performance, quality, and operational excellence.

 

This position plays a critical role in managing daily operations, staff development, portfolio performance, and process adherence. The Manager will maintain strong partnership with internal stakeholders and business units to ensure alignment with business objectives and regulatory expectations. This role requires a strategic mindset, strong leadership presence, and the ability to drive continuous improvement across modification processing workflows.

 

This position is located at our Premier Park, West Palm Beach office, and is required to work onsite.

Job Functions and Responsibilities:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Examples below:

 

  • Lead, develop, and manage a team of Team Leads and processing/administration staff, driving productivity, quality, and adherence to SLAs 

  • Establish and monitor KPIs (quality, TAT, throughput, conversion rates) to drive performance and accountability 

  • Monitor workflow efficiency and implement process improvements to enhance throughput and reduce cycle times 

  • Partner with internal departments and third parties to execute requests and drive operational efficiencies 

  • Oversee quality assurance by reviewing production output for accuracy and completeness 

  • Maintain and update team manuals, SOPs, and procedures in alignment with regulatory requirements and best practices 

  • Establish and enforce controls to ensure accuracy of modification documentation, system inputs, and borrower communications 

  • Oversee notary processes and ensure adherence to execution and regulatory requirements. The Manager will be required to become and maintain the status of Company notary to notarize documents. Both electronic and paper notarization are conducted by the position on-site.

 

Key Result Areas: 

 

  • Set objectives & key results (KPI’s)  that support our Service Excellence philosophy and standards, and monitor delivery against these to increase Customer satisfaction levels, 

  • Promote and instill a high performing team culture, foster talent to improve and maintain retention levels, and support change management initiatives
  • Allocate resources and drive accountability to direct reports to ensure achievement of results

 

Qualifications:

 

To perform this job successfully, an individual must have the following education and/or experience:

  • Four year degree from an accredited University 

  • 5+ years mortgage / servicing experience 

  • 3+ years of people management experience

  • Strong analytical, problem-solving, and organizational skills 

  • Excellent communication and stakeholder management skills 

  • Proven track record of leading high-performing teams in a fast-paced, compliance-driven environment

  • Detail-oriented with strong analytical skills to identify trends, risks, and improvement opportunities

 

Training / Licensing Requirements: 

  • Must pass the Company’s Background Screening process prior to beginning employment. Additionally, as a condition of employment, you may be required to pass client-specific background check requirements or Federal/State licensing requirements, if applicable.

Work Schedule: M-F 8-5 ET

  • General work schedule (for shift roles)

About Us

Onity Group Inc. is a leading non-bank financial services company providing mortgage servicing and originations solutions through its subsidiary, Onity Mortgage, formerly known as PHH Mortgage. Onity Mortgage is one of the largest servicers in the country, focused on delivering a variety of servicing and lending programs to customers, clients and investors.

At Onity, we strive to earn our customers’ loyalty every day. We do this by consistently delivering exceptional service and building trust through reliability, integrity, and following through on our commitments. We operate through the lens of the customer, understand the importance of homeownership, and take pride in helping homeowners. Collectively this fosters long-term relationships, ensuring our customers feel valued and supported. We expect all employees to interact with and engage our colleagues and our customers with respect, courtesy and professionalism, and to achieve results consistent with our service delivery standards.

Onity is intensely focused on hiring, developing and retaining the best talent in the industry! Our commitment to inclusion and equal opportunity ensures that we sustain our reputation as an outstanding place to work, a great business partner and a valued community member. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please let us know.

Onity Group Inc. offers a comprehensive benefits package including medical, dental and vision; up to 3% match on 401(k) contributions; generous paid time off; company-paid life, accident and disability coverage; programs for mental, physical and financial wellness; and more. Visit jobs.onitygroup.com for details.

Skills Required

  • Four year degree from an accredited University
  • 5+ years mortgage / servicing experience
  • 3+ years of people management experience
  • Experience managing teams of 20+ FTE
  • Work onsite at Premier Park, West Palm Beach office
  • Must pass Company's background screening and possible client-specific or Federal/State licensing requirements
  • Must become and maintain Company notary status and perform electronic and paper notarizations on-site
  • Strong analytical, problem-solving, and organizational skills
  • Excellent communication and stakeholder management skills
  • Proven track record of leading high-performing teams in a compliance-driven environment
  • Detail-oriented with ability to identify trends, risks, and improvement opportunities

Onity Group Inc. Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Onity Group Inc. and has not been reviewed or approved by Onity Group Inc..

  • Healthcare Strength Feedback suggests core coverage includes medical, dental, and vision along with company-paid life and disability, supported by wellness resources. Company materials frame the package as comprehensive.
  • Strong & Reliable Incentives Feedback suggests some roles benefit from competitive base pay with bonuses or commission potential. Variable pay tied to performance is highlighted in certain functions.
  • Leave & Time Off Breadth Feedback suggests paid time off is a solid component of the package. Time away benefits are positioned as a meaningful part of total rewards.

Onity Group Inc. Insights

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The Company
HQ: West Palm Beach, Florida
2,511 Employees

What We Do

We are Onity. We get it done. Onity Group Inc. (NYST: ONIT) is a leading financial services company. Through our primary operating subsidiary, PHH Mortgage Corporation, and our Liberty Reverse Mortgage brand, we provide mortgage servicing and origination solutions to homeowners, clients, investors and others. We are headquartered in West Palm Beach, Florida, with offices and operations in the United States, the U.S. Virgin Islands, India and the Philippines, and have been serving our customers since 1988. For additional information, please visit our website (www.onitygroup.com). PHH Mortgage is one of the largest servicers in the country, focused on delivering a variety of servicing and lending programs. Liberty is one of the nation’s largest reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs. Our talented, global team members are dedicated to creating positive outcomes for clients, homeowners, investors and communities. Each team member, regardless of their role, is proud of Onity's focus on helping families achieve and sustain homeownership and create success for our customers. Interested in joining our team? Integrity, inclusiveness and respect are integral parts of our culture and work environment, and we are committed to being an organization that creates, promotes and sustains these values. Learn more and see available positions at jobs.onitygroup.com. NMLS#: 2726 PHH Mortgage Corporation NMLS #1849337 Ocwen USVI Services, LLC Onity Group Inc. supports Equal Housing Opportunity

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