The Manager, Modeling & Seg Analytics reports to the AVP, Credit Risk Management. This position is responsible for leading a team that is responsible for the design, development and implementation of proprietary credit score models and machine learning techniques that help improve our already strong predictive analytics capabilities.
What you’ll do:
Lead a team that will develop predictive models that will form the basis of information-driven strategies executed within Credit Risk which includes credit limit assignment, marketing promotions, collections and account origination adjudication
Develop and maintain expertise with lending, credit scoring, behaviour scoring, portfolio management, direct marketing, data mining and industry trends
Oversee predictive model development, validation and evaluation through development of objective specific metrics
Perform adhoc analysis on the CTB portfolio and translate results into actionable recommendations
Coach and mentor a team of skilled data scientists and assist in their individual development
Demonstrate analytical, mathematical and problem-solving skills
Take a collaborate approach to build strong relationships and have positive team experiences
Adjust and prioritize accordingly to adapt to business demands and requirements
Demonstrate core values with an ability to lead a high performing team
What you bring:
Successful completion of University Education Program (Mathematics, Economics, Finance)
Experience leading a highly skilled analytical team
10 + years experience in Analytics or Credit Risk Management
Experience leading a credit scoring team
Experience in application of analytical and presentation tools
Knowledge of statistics and predictive models
Exceptional communication skills with the confidence and passion to share knowledge
Creative thinker who is curious and has an independent drive for self learning and understanding
Goal driven individual to seek out continuous improvement opportunities
Solid foundation of relevant technical skills
#LI-RM1
About Us
At Canadian Tire Services Limited/Canadian Tire Bank, it is our mandate to continue to create innovative and rewarding financial solutions for our customers. Our growing suite of products and services showcase the dynamic contributions from our employees and our success is driven by a strong vision, loyal customers, and our ability to build teams that reflect the diverse customers and communities in which we live and work. Join us, where there's a place for you here.
Our Commitment to Diversity, Inclusion and Belonging
We are committed to fostering an environment where belonging thrives, and diversity, inclusion and equity are infused into everything we do. We believe in building an organizational culture where people are consistently treated with dignity while respecting individual religion, nationality, gender, race, age, perceived ability, spoken language, sexual orientation, and identification. We are united in our purpose of being here to help make life in Canada better. .
Accommodations
We stand firm in our Core Value that inclusion is a must. We welcome and encourage candidates from equity-seeking groups such as people who identify as racialized, Indigenous, 2SLGBTQIA+, women, people with disabilities, and beyond. Should you require any accommodation in applying for this role, or throughout the interview process, please make them known when contacted and we will work with you to help meet your needs.
Top Skills
What We Do
Canadian Tire Corporation, Limited (“CTC”) is one of Canada’s most admired and trusted companies. With world-class owned brands and exciting market-leading merchandising strategies, we are continually innovating with purpose: to be there for Canadians from coast-to-coast.
We are a group of companies that includes a retail segment, a financial services division and CT REIT. Our retail business is led by Canadian Tire, which was founded in 1922 and provides Canadians with products for life in Canada across its Living, Playing, Fixing, Automotive and Seasonal & Gardening categories. Party City, PartSource and Gas+ are key parts of the Canadian Tire network. Our retail segment also includes Mark's, a leading source for casual and industrial wear, Pro Hockey Life, a hockey speciality store catering to elite athletes, and SportChek, Hockey Experts, Sports Experts, and Atmosphere, which offer the best active wear brands. Our 1,700 retail and gasoline outlets are supported and strengthened by our Financial Services division and the tens of thousands of people employed across the country by our Company, local Dealers, franchisees and petroleum retailers. In addition, CTC owns and operates Helly Hansen, a leading technical outdoor brand based in Oslo, Norway.
CTC is an integral part of the communities in which we operate and our legacy of community support, through national and local programs, is initiated and executed by our Corporation, Dealers, franchisees, store operators and employees. Since 2005, our Canadian Tire Jumpstart Charities has been helping kids overcome financial and accessibility barriers to sport and recreation in an effort to provide inclusive play for all kids of all abilities.
For more information, visit corp.canadiantire.ca.
