At EZCORP we are a growing team focused on creating and changing the pawn industry as we know it today. We believe that our platform enabled lending and e-commerce solutions will revolutionize our ability to attract, engage and service our customers across the United States, Mexico and Latin America.
Join us now for an opportunity to be a part of a team that wants to provide access to short-term cash for every person – everywhere!
The Company:
Founded in Austin in 1989, EZCORP has grown into a leading provider of pawn loans in the United States, Mexico and Latin America. We are dedicated to satisfying the short-term cash needs of consumers who are both cash and credit constrained and providing an industry-leading customer experience.
What’s in it for you:
Ground Floor opportunity with EZCORP, a company with a start-up, purpose-driven mentality where innovative and agile problem solving are part of our DNA along with competitive compensation and benefits.
Address:
GuatemalaThe Manager, Financial Planning & Analysis leads the planning, forecasting, and performance reporting cycles that inform operating and capital decisions across EZCORP's pawn businesses. This role owns the annual budget, periodic reforecasts, and monthly variance analysis for an assigned segment or function, translating store, region, and segment-level results into clear commentary for Finance and operating leadership. The Manager partners closely with Operations, Accounting, and business unit leaders to explain drivers of pawn loans outstanding (PLO), pawn service charges, merchandise sales and gross profit, store contribution, and expense performance, and to pressure-test assumptions behind new store, remodel, and acquisition investments. The role also builds and maintains financial models and reporting tools, improves the accuracy and timeliness of recurring deliverables, and prepares materials used in monthly business reviews, executive reporting, and board packages. Success in this role requires strong analytical judgment, comfort with large operational data sets, and the ability to present findings concisely to audiences with varying levels of financial depth. This position may supervise one or more analysts.
ESSENTIAL DUTIES & RESPONSIBILITIES:
- Owns the annual budget, periodic reforecasts, and long-range planning inputs for assigned segment(s) or functional area, including revenue, gross profit, store contribution, and operating expense builds
- Prepares monthly and quarterly variance analysis versus budget, forecast, and prior year; identifies drivers, quantifies impacts, and drafts written commentary for Finance and operating leadership
- Builds, maintains, and improves financial models covering PLO and pawn service charge yield, merchandise sales, margin, inventory turns, labor, and store-level performance
- Partners with Operations, Accounting, Real Estate, and other corporate business unit leaders to support their business cases, annual budget planning and monthly performance vs budget
- Develops financial packages, scorecards, and monthly business review materials; prepares supporting schedules and analysis used in executive and board-level reporting
- Supports capital planning, including new store, remodel, relocation, and acquisition analysis, with returns modeling, payback, and post-investment performance tracking
- Calculates field bonuses on a monthly, quarterly and annual basis
- Reviews and improves recurring reporting processes for accuracy, timeliness, and automation; maintains documentation and controls over source data, mappings, and reporting logic
- Responds to ad hoc analytical requests from senior leadership, providing structured answers with clearly stated assumptions, sources, and limitations
- Applies artificial intelligence tools (e.g., Claude) and emerging technologies to automate routine tasks, accelerate problem-solving, and deliver measurable improvements in quality and efficiency within area of responsibility
- Supervises, coaches, and develops analyst-level team members where applicable; reviews work product for accuracy and clarity before distribution
- Other ad-hoc analysis as needed
EDUCATION & EXPERIENCE:
- Bachelor’s degree in Finance, Accounting, Economics, or a related field required; professional certification or MBA preferred
- Minimum of five (5) years of progressive experience in financial planning and analysis, corporate finance, accounting, investment banking, or a comparable analytical role
- Advanced Microsoft Excel skills, including complex modeling, and proficiency in PowerPoint for executive-level presentations
- Working knowledge of ERP and enterprise planning systems and business intelligence tools (e.g., Workday Financials, Adaptive, Power BI, or comparable platforms)
- Demonstrated ability to work with large operational data sets and to reconcile financial results to underlying operating drivers
- Strong written and verbal communication skills, with the ability to summarize complex analysis for non-financial audiences
- Proven ability to manage multiple deliverables against firm close and reporting deadlines with a high degree of accuracy
- Experience leading or mentoring analysts preferred
- Bilingual English/Spanish required
- Pawn, consumer lending, or multi-unit retail experience preferred
EZCORP is an equal opportunity employer
Skills Required
- Bachelor's degree in Finance, Accounting, Economics, or a related field
- Minimum five years of progressive experience in financial planning and analysis, corporate finance, accounting, investment banking, or a comparable analytical role
- Advanced Microsoft Excel skills, including complex financial modeling
- Proficiency in Microsoft PowerPoint for executive-level presentations
- Working knowledge of ERP and enterprise planning systems and business intelligence tools
- Ability to work with large operational data sets and reconcile financial results to underlying operating drivers
- Strong written and verbal communication skills for explaining complex analysis to non-financial audiences
- Ability to manage multiple deliverables against firm close and reporting deadlines with high accuracy
- Bilingual English and Spanish proficiency
- Professional certification or MBA
- Experience leading or mentoring analysts
- Pawn, consumer lending, or multi-unit retail experience
EZCORP Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about EZCORP and has not been reviewed or approved by EZCORP.
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Affordable Benefits — Employee-only medical premiums are often covered at no cost, with medical, dental, and vision included as standard options. This lowers out-of-pocket burden for individuals and stands out within the package.
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Leave & Time Off Breadth — Offerings include PTO, paid holidays, volunteer time, and parental leave. The breadth provides multiple avenues for time away beyond basic vacation.
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Wellbeing & Lifestyle Benefits — Perks include employee merchandise discounts and structured training programs alongside core benefits. Such additions enhance day-to-day value beyond base pay.
EZCORP Insights
What We Do
Formed with 16 pawn stores in 1989, EZCORP has grown into a leading provider of pawn loans in the United States and Latin America. At our pawn stores, we also sell merchandise, primarily collateral forfeited from pawn lending operations and used merchandise purchased from customers. We are dedicated to satisfying the short- term cash needs of consumers who are both cash and credit constrained and providing an industry-leading customer experience. We provide numerous convenient options to obtain short-term cash, including non-recourse pawn loans collateralized by personal property. We also sell pre-owned merchandise to consumers seeking good value. Headquartered in Austin, Texas, EZCORP is traded on NASDAQ under the ticker symbol EZPW. We want you to join us for a career – not a job. At EZCORP we are looking for Team Members to lead the way today and to step into greater roles tomorrow. When you bring us your passion for service excellence, we’ll provide development and career paths to enhance your skills in a fun and fast paced environment that comes with competitive pay, generous bonus potential and great benefits! At EZCORP, we are committed to fostering an environment that values diversity, inclusion, and development for all. This commitment includes providing equal access to, and participation in, employment opportunities, programs, and services without regard to race, creed, religion, color, national origin, disability, gender, sexual orientation, gender identity, veteran status, or age. We celebrate our Team Members’ differences, experiences, and beliefs. Our dedication to promoting diversity, inclusion and equal opportunity is critical to ensuring that EZCORP can attract and retain talent with the skills and abilities to lead the way today and to step into greater roles tomorrow.
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