The Role
The Manager in the Enterprise Risk team assesses and monitors risks, strengthens business controls, and provides insights to management.
Summary Generated by Built In
Nium, the Leader in Real-Time Global Payments
Nium, the leading global infrastructure for real-time cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 190+ countries, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 40 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.
About the role :
As Manager in the Enterprise Risk team, you will play a key role in assessing and monitoring enterprise and operational risks, strengthening business process controls, and providing meaningful risk insights to senior management and risk committees. You will work
closely with business, compliance, finance, treasury, and audit teams in a dynamic fintech environment
Key Responsibilities:
- Conduct Risk and Control Self-Assessments (RCSA)for key business and operational processes across payments, cards, compliance, finance, and treasury.
- Design, document, and assess Business Process Controls, including control design and operating effectiveness.
- Identify and assess inherent risks, control gaps, and residual risks across end-to-end processes.
- Support the development and maintenance of the Enterprise Risk Register and risk taxonomy.
- Perform thematic and deep-dive risk reviews on emerging and priority risk areas.
- Analyze incidents, losses, audit findings, and control failures to identify trends and root causes.
- Design, monitor, and report Key Risk Indicators (KRIs)aligned to business risk appetite.
- Support control testing, issue management, and remediation trackingto closure
- Prepare risk dashboards, management reports, and committee packs for senior management and Board-level forums.
- Partner with first-line teams to strengthen process documentation, governance, and control culture.
- Contribute to regulatory-driven risk programmes such as DORA, operational resilience, outsourcing risk, and ICT risk
Requirements:
- 6–8 years of experience in Enterprise Risk, Operational Risk, Internal Audit, or Business Process Controls within financial services or fintech.
- Strong hands-on experience in Business Process Controls, including Control design and documentation for end-to-end processes, Identification of key controls and control gaps, Testing of control design and operating effectiveness, Supporting remediation of control weaknesses.
- Proven experience conducting Risk and Control Self-Assessments (RCSA)
- Solid understanding of process-level risks and controls in areas such as, Payment's operations, Client onboarding & KYC,Transaction monitoring & fraud operations, Finance, settlements & reconciliation, Treasury operations, including liquidity management, funding, nostro/Vostro accounts, and cash management.
- Strong grounding in inherent risk, control effectiveness, and residual risk assessment.
- Strong analytical skills with experience in Trend analysis and root-cause analysis, working with incidents, KRIs, and audit data, Converting data into structured management insights.
- Good understanding of regulatory and governance expectations in a fintech /payments environment.
- Advanced working knowledge of Excel and PowerPoint for analysis and reporting.
- Qualifications: A bachelor’s degree in finance, Business, or Technology. Certifications like CA, CRISC, CIA or any globally recognized risk related certifications is highly valued.
- Experience in a fintech, payments, or regulated banking environment.
- Exposure to DORA, operational resilience, ICT risk, or outsourcing risk.
- Prior experience interacting with auditors, regulators, and risk committees.
- Familiarity with GRC / risk management tools.
- Experience using AI or advanced analytics tools to enhance risk analysis, control testing, or reporting (e.g., automation, data analytics, GenAI-assisted reviews).
What we offer at Nium
We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.
We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).
We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.
We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.
For more detailed region specific benefits : https://www.nium.com/careers#careers-perks
For more information visit www.nium.com
Depending on your location, certain laws may regulate the way Nium manages the data of candidates. By submitting your job application, you are agreeing and acknowledging that you have read and understand our Candidate Privacy Notice located at www.nium.com/privacy/candidate-privacy-notice.
Skills Required
- 6-8 years of experience in Enterprise Risk, Operational Risk, Internal Audit, or Business Process Controls within financial services or fintech
- Strong hands-on experience in Business Process Controls
- Proven experience conducting Risk and Control Self-Assessments (RCSA)
- Solid understanding of process-level risks and controls
- Strong analytical skills with experience in Trend analysis and root-cause analysis
- Good understanding of regulatory and governance expectations in a fintech/payments environment
- Advanced working knowledge of Excel and PowerPoint for analysis and reporting
- A bachelor's degree in finance, Business, or Technology
- Certifications like CA, CRISC, CIA or any globally recognized risk related certifications
- Experience using AI or advanced analytics tools
Nium Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Nium and has not been reviewed or approved by Nium.
-
Fair & Transparent Compensation — Pay is considered market-competitive in certain tech and sales roles and higher‑paying geographies, with upside evident for specific functions and seniority. Signals of strong totals in U.S. engineering/product and top‑end sales support a generally favorable footing.
-
Healthcare Strength — Company materials and external listings describe comprehensive health coverage and 24×7 assistance support aligned with a modern fintech package. These elements are positioned as core parts of the global offering.
-
Leave & Time Off Breadth — Generous parental leave, standard PTO, and a company‑wide year‑end shutdown expand time‑off support beyond basics. Public career materials and job ads consistently reference these components.
Nium Insights
Am I A Good Fit?
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.
Success! Refresh the page to see how your skills align with this role.
The Company
What We Do
Nium is an advanced payments platform redefining the way consumers and businesses send, spend, and receive funds across borders. Nium’s goal is to make the movement of money seamless through being a universal plug for financial services. The company uses agile, elegant, and modular solutions for complex business problems. Be it an Individual, new-age digital bank, or a traditional industry behemoth, Nium prides itself on creating financial infrastructure for every level of sophistication. Nium’s key solutions: • Pay-ins • Pay-outs • Card issuance • Banking-as-a-service • Crypto-as-a-service We are a global leader in B2B modern money movement • Launched the world’s first global platform for crypto-as-a-service • $280M Funding • Series D • $2B Valuation o 130+M End customers o 190+ Payout markets o 100+ Supported currencies • Named on CB Insight’s Fintech 250 List • Financial Times’ List of Asia-Pacific High-Growth Companies 2021 • Fintech Employer of the Year’ at the 2021 Singapore Fintech Festival • Best B2B Payment Platform’ at the 2021 Future Digital Awards
Why Work With Us
We, at Nium, are on a mission to transform modern money movement. We are driven by our co-created values of "seek the simple", "make it better" and "win it together". These aren't just buzzwords; they're how we do business every day and owned by each and every employee at Nium. We create new rules and new possibilities for a world of open money.
Gallery
