The Role
Monitor corporate credit card portfolio performance using spend and bureau data. Analyze portfolio trends, conduct data modeling and segmentation, create dashboards, digitize financial and scorecard outputs, and identify stressed or opportunity segments. Take corrective actions to maintain delinquency and NPA levels within defined benchmarks while collaborating effectively across teams.
Summary Generated by Built In
About the company
SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.
SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, color, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.
Join us to shape the future of digital payment in India and unlock your full potential.
What’s in it for YOU
- SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
- Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees
- Dynamic, Inclusive and Diverse team culture
- Gender Neutral Policy
- Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
- Commitment to the overall development of an employee through comprehensive learning & development framework
Role Purpose
The role is responsible for monitoring the corporate card portfolio basis the spends and corporate credit bureau data received on a periodic basis.
Role Accountability
- Analysis and monitoring of corporate card portfolio performance to identify spending patterns in line with credit approval
- Conduct data analytics, modelling and segmentation for portfolio management
- Create and monitor of portfolio performance dashboards on time on a periodic basis
- Digitizing the financials & scorecard outputs
- Monitor portfolio performance and take corrective actions to maintain the portfolio delinquency within benchmark rates
- Identify opportunity or stress segments in the portfolio and taking appropriate actions(+ve and -ve actions)
Measures of Success
Maintaining portfolio quality (30+ %, NPA% etc.) within the defined benchmarks
Technical Skills / Experience / Certifications
- Must have working knowledge of MS excel and data analytics tools like SQL & SAS
- Must have the ability to work effectively within a team and with other teams
- Self-starter
Competencies critical to the role
- Written and verbal Communication
- Analytical Skills & Problem Solving
- Process Orientation
- Agility & responsiveness
Qualification
Master’s degree in economics, statistics or business management
Preferred Industry
BFSI
Skills Required
- Master's degree in economics, statistics, or business management
- Working knowledge of Microsoft Excel
- Working knowledge of SQL
- Working knowledge of SAS
- Ability to work effectively within a team and with other teams
- Self-starter
- Written and verbal communication skills
- Analytical skills and problem-solving ability
- Process orientation
- Agility and responsiveness
- BFSI industry experience
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The Company
What We Do
SBI Card was launched in 1998 with the State Bank of India, India's largest bank, as the majority stakeholder. In March 2020, SBI Card was listed on BSE and NSE. Today, SBI Card is India’s largest pure-play credit card issuer with over 20 million cards in force, as of December 2024. Its wide array of products and services caters to a diverse range of customer segments across India, right from new-to-credit to super premium. The SBI Card brand is based on the value proposition of 'Make Life Simple'. The proposition manifests in SBI Card’s continuous efforts to simplify the lives of its customers, employees and other key stakeholders. Customer-centricity, supported by the values of trust and transparency, is core to SBI Card’s ethos.
