The Manager, Capital Markets is a hands-on, front‑office role responsible for executing the company’s funding strategy across derivatives, debt issuance, and liquidity management. This role sits at the center of capital markets activity—actively structuring and executing transactions, managing interest rate exposure, and working directly with bank trading desks to manage risk and funding costs.
You’ll lead the execution of derivative strategies tied to secured and unsecured funding and existing balance sheet exposures, including real-time monitoring of positions, valuations, and counterparty exposure. You’ll also play a key role in bringing transactions to market—working closely with internal partners, banks, and investors to structure and execute ABS, warehouse, and unsecured debt deals from origination through post‑issuance.
This is a fast-paced, execution-heavy role with direct impact on the business. You’ll operate with a high degree of ownership, contributing to lending strategy, pricing, and funding decisions, while partnering with ALCO and senior leadership on liquidity, risk, and capital allocation. Success in this role requires strong technical depth, comfort working in the market in real time, and the ability to operate independently in a high-volume environment.
This is an open level role. Final level will be determined based on the selected candidate’s experience and qualifications.
This hybrid role is based in our Herndon office, with a preference of ~4 days per week onsite.
Areas of Responsibility
Derivatives Strategy, Execution, and Hedge Accounting
- Execute and manage derivative strategies supporting secured funding, unsecured debt, and existing balance sheet exposures.
- Oversee hedge designation, effectiveness testing, and compliance with applicable hedge accounting standards.
- Monitor derivative valuation, counterparty exposure, collateral requirements, and related internal and external reporting.
Debt Issuance and Capital Markets Execution
- Structure, monitor, and support issuance of secured ABS, warehouse facilities, and unsecured debt transactions.
- Coordinate deal execution with internal stakeholders, bank syndicates, investors, legal counsel, and external advisors.
- Oversee post‑issuance compliance, investor reporting, and ongoing performance monitoring.
Lending Program Finance and Funding Economics
- Provide capital markets–focused financial support for lending programs, including product development and pricing strategy.
- Monitor portfolio performance, funding efficiency, and spread performance across lending products.
- Maintain and refine funding cost assumptions to support forecasting, capital planning, and profitability analysis.
Asset & Liability Management, Liquidity, and Capital Oversight
- Lead enterprise asset and liability management and liquidity risk oversight in alignment with ALCO, Derivative, and Investment Policies.
- Execute ALCO‑approved ALM strategies, including investment portfolio management and interest rate risk positioning.
- Monitor liquidity, funding capacity, and credit exposure across instruments, structures, and counterparties.
- Ensure disciplined, timely execution of capital markets transactions in compliance with governance and control requirements.
- Manage capital return activities and deliver clear reporting to senior leadership and governance committees.
Required Qualifications
- This role is open to mid- senior level experience; final level will be determined based on the selected candidate’s experience and qualifications.
- Bachelor’s Degree- Business Administration, Finance, Economics or similar field.
- Experience in liquidity portfolio management, derivatives and hedging strategies.
- Experience in mid to large capital markets.
- Proven experience in a capital markets environment with emphasis on asset/liability management, debt issuance and derivative execution.
Preferred Qualifications
- Investor and/or corporate communications.
- Treasury operations or related banking experience.
- Actuary experience.
Key Capabilities
- Demonstrated expertise in capital markets funding, including secured ABS, warehouse facilities, unsecured debt, and related derivatives.
- Strong understanding of asset and liability management, liquidity risk, interest rate risk, and ALCO governance frameworks.
- Proven ability to execute capital markets and derivative transactions within approved policies, limits, and control environments.
- Experience supporting hedge accounting activities, including documentation, effectiveness analysis, and coordination with Accounting.
- Advanced financial analysis skills, including funding cost analysis, liquidity monitoring, interest rate exposure, and portfolio performance assessment.
- Ability to prepare clear, concise reporting and analysis for ALCO, senior leadership, FP&A, Accounting, and governance committees.
- Comfortable presenting to and speaking before large audiences, including employees, senior leadership, and Board or committee members.
- Strong judgment, execution discipline, and ability to manage multiple priorities in a regulated, highly controlled environment.
In addition to meaningful work, Navient offers a benefits package designed to support balance, flexibility, and long‑term wellbeing.
Benefits designed with balance in mind.
Navient’s benefits are thoughtfully designed to support employees from day one, with an emphasis on stability, flexibility, and long‑term support. From health coverage to financial security and time away, our approach is simple: provide meaningful support that helps work feel sustainable.
What’s included:
Paid time off that begins accruing on Day 1, plus My Day and paid company holidays.
Medical, dental, and vision coverage for eligible employees and dependents, with access to health advocacy support.
A 401(k) plan with employer match to support long‑term financial security.
Company‑paid basic life insurance and short‑ and long‑term disability coverage.
Employee Assistance Program (EAP) and wellbeing resources, including digital health and chronic‑condition support.
Family planning resources.
Pet insurance.
Learning, development, and career growth opportunities through tuition reimbursement and our e-learning platform.
IMPORTANT NOTICES:
All offers of employment are contingent on standard background checks. Depending on the needs of our business, the successful candidate may be subject to further background checks to determine eligibility and suitability.
EOE Race/Ethnicity/Sex/Disability/Protected Vet/Sexual Orientation/Gender Identity. Navient Corporation and its subsidiaries are not sponsored by or agencies of the United States of America.
Navient is a drug free workplace.
Skills Required
- Bachelor's Degree in Business Administration, Finance or Economics
- Experience in liquidity portfolio management
- Experience in mid to large capital markets
- Proven experience in a capital markets environment
Navient Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Navient and has not been reviewed or approved by Navient.
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Healthcare Strength — Health coverage includes national-network medical plans with 100% preventive care, virtual care via Teladoc, and chronic-condition support through programs like Livongo. Coverage generally begins the first of the month following hire.
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Retirement Support — The 401(k) program provides a dollar-for-dollar company match up to 5% with full vesting after one year. An Employee Stock Purchase Plan offers access to discounted company stock for additional wealth-building.
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Parental & Family Support — Paid parental leave offers up to six weeks at 100% pay for eligible employees after one year, with support available to both birth and non-birth parents. Adoption assistance and caregiver-friendly programs add further family support.
Navient Insights
What We Do
Navient (Nasdaq: NAVI) is a leader in education loan management and business processing solutions for education, healthcare and government clients at the federal, state and local levels. The company helps its clients and millions of Americans achieve financial success through services and support. Headquartered in Wilmington, Delaware, Navient also employs team members in western New York, northeastern Pennsylvania, Indiana, Tennessee, Texas, Virginia, Wisconsin and other locations. Learn more at Navient.com. NMLS #212430 https://www.nmlsconsumeraccess.org/






