Machine Learning Engineering Lead

Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability.

Founded in 2019 by Ed Harycki, former Swift Capital Founder (acquired by PayPal in 2017). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions.

As our Machine Learning Engineering Lead, you will be responsible for building and maintaining our Machine Learning (ML) and Artificial Intelligence (AI) infrastructure, and to help our team build, deploy, and monitor ML and AI models and services. Additionally, you will provide hands-on technical leadership and mentorship for a growing team of AI/ML Engineers. The successful candidate will have a strong background in ML, and significant prior experience in delivering end-to-end Software Development projects. This role is expected to collaborate very closely with our AI/ML team as well as with Credit Genie’s Engineering, Data Engineering, and Product teams.

• Responsible for building the Engineering foundation for the Data Science and ML/AI team, and for setting the company’s ML/AI Engineering roadmap in collaboration with our leadership team.

• Collaborate hands-on with Data Scientists and ML/AI Engineers to deliver production-grade ML/AI systems that support critical areas of our business (e.g., Risk and customer-facing in-app experiences).

• Collaborate with leads from Engineering, Data Engineering, and Product to expand the existing technological stack of the company and support ML/AI-specific requirements.

• Responsible for setting and maintaining the highest ML Engineering standards in the Data Science and ML/AI team.

• Have fun working on hard and highly impactful problems.

• 7-10+ years of Backend Software Development experience and demonstrated prior experience working with ML/AI teams in a technical leadership capacity.

• Strong foundation in Software Development and prior experience leading impactful ML software projects.

• Strong foundation and demonstrated prior experience with Version Control, Infrastructure as Code, Testing, CI/CD, Monitoring and Observability.

• Demonstrated ability to deliver end-to-end production-grade ML solutions (e.g., experience with databases and data warehouses, streaming vs. batch data ingestion, feature engineering and versioning of features, Jupyter Notebooks and similar ML development environments, building and testing prediction services, versioning model artifacts, …).

• Significant prior experience with ML-specific technologies such as Feature Stores/Feature Platforms and Model Registries, and demonstrated knowledge of ML-specific architectural patterns and tradeoffs (real-time vs. batch prediction, batch features vs. streaming features).

• Proficiency in multiple programming languages beyond Python (e.g., TypeScript, Rust, Go).

• Experience with the AWS cloud.

• Experience with Snowflake.

• Experience with ML/AI tools and frameworks (scikit-learn, PyTorch, Tensorflow, LangGraph/CrewAI/PydanticAI).

Our goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness.

We believe working alongside each other in person is the best way to build a great product and foster a strong company culture. Our expectation is that employees are in the office five days a week, allowing for optimal collaboration, inclusivity, and productivity. At the same time, we understand that life happens and recognize the importance of flexibility. We are committed to supporting our employees when circumstances arise that require remote work or adjusted schedules. Our goal is to ensure everyone can effectively balance personal and professional responsibilities while maintaining our collaborative and productive environment.

Here are some highlights of our benefits and perks offerings, feel free to ask your recruiting partner for more details on our comprehensive offering for employees.

• 100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment. 

• Monthly fitness reimbursement up to $100 or a full membership to LifeTime Fitness

• 401(k) with a 2.5% match and immediate vesting 

• Meal program for breakfast, lunch, and dinner

• Life and accidental insurance

• Flexible PTO

Your actual level and base salary will be determined on a case-by-case basis and may vary based on the following considerations: job-related knowledge and skills, education, and experience. Base salary is just one part of your total compensation and rewards package at Credit Genie. You may also be eligible to participate in the bonus and equity programs. You will also have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short & long term disability insurance, life insurance, and flexible PTO along with many other benefits and perks.

Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.